Nkhani za Mortgage

Home Possible Mortgage, yoperekedwa ndi Freddie Mac, ndi ya iwo omwe ndalama zawo ndi 80% ya ndalama zapakatikati (AMI) za malo a Katundu.
Pazofunika kuti mupeze ndalama, muyenera kutsimikizira ndalama zomwe wobwereka amapeza.Mwachitsanzo, ngati wobwereketsa angakwanitse kubweza ngongoleyo ndi malipiro ake oyambira osati ndalama zomwe amapeza nthawi yowonjezereka, mutha kugwiritsa ntchito malipiro oyambira okhawo kuti mudziwe kuti ndinu oyenerera Kunyumba; kuphatikiza apo, simukuyenera kuphatikizirapo ndalama za okwatirana kapena ndalama zochokera kwa mamembala ena. a m'nyumba omwe sali obwereka pa ngongole yanyumba.
Kodi obwereketsa angakhale ndi chiwongola dzanja pa malo ena okhalamo panthawi yotseka ngongole? Yankho ndi inde, obwereketsa omwe akufuna kukhala pamalowo atha kukhala ndi chiwongola dzanja cha umwini panyumba zina zogona, koma atha kukhala ndi chiwongola dzanja chimodzi chokha. (kuphatikiza ndi katundu wamutu) panthawi yotseka.Obwereka osakhala m'nyumba saloledwa kuletsa izi.
Kuphatikiza apo, obwereka omwe sakhala ololedwa amaloledwa pa katundu wamtundu umodzi womwe umakwaniritsa zofunikira za LTV mu Bukhuli.Komabe, wobwereketsa m'modzi ayenera kukhala pamalowo ngati nyumba yawo yoyamba. Inde, ndalama zochokera kwa omwe sali obwereka zikuphatikizidwa mu kuwerengetsa kwa AMI.