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Nkhani za Mortgage

Kodi Ndalama za Ngongole Zidzakwera Motani?

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Pazonse, ziwongola dzanja zakhala zikukwera mu 2022, kupitilira 5.00% kwa nthawi yoyamba m'zaka.Pamene eni nyumba akuyang'ana mitengo yomwe ikuwonjezeka mofulumira, ambiri angadabwe kuti mitengo ikukwera bwanji.Ngakhale kuli kovuta kuneneratu, ogula nyumba amatha kuyang'ana mitengo yamasiku ano kuti awone momwe angalipire ngongole yanyumba pompano.
Poganizira zogula nyumba ndikuda nkhawa ndi kukwera kofulumira kwa mitengo chaka chino, obwereka atha kudabwa ngati zinthu zatsala pang'ono kuipiraipira.

Tsoka ilo, popeza bungwe la Federal Reserve's (Federal Reserve) likukonzekera kukwezanso chiwongola dzanja komanso kukwera kwa inflation, komanso kusatsimikizika kwamisika yazachuma komwe kungabwere chifukwa cha nkhondo ya ku Ukraine, chowonadi ndichakuti mchitidwe wa ngongole zanyumba zokwera mtengo kwambiri. zikutheka kuti zidzapitirira chaka chonse.

Palibe amene anganene molondola kuti chiwongola dzanja chidzakwera bwanji, koma ali ndi njira yayitali yoti apite asanagunde zolemba zina zaposachedwa.M'malo mwake, chiwongola dzanja cha pachaka chinaposa 6.00% mu 2007 ndi 2008.

Obwereketsa omwe ali ndi nkhawa kuti kukwera mitengo kungatanthauze chiyani kwa iwo angafunike kuchitapo kanthu mwachangu kuti atengeko ndalama kuchokera kwa ena mwa obwereketsa bwino kwambiri ndi kutsekereza pamitengo yomwe ilipo.

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Poganizira momwe zinthu zilili, tinganene kuti uwu ndi mwayi wa mbiri yakale womwe uli ndi mwayi wopulumutsa madola masauzande ambiri pa ngongole.Mwayi wake, chiwongola dzanja sichikhala chotsika kwambiri kwa nthawi yayitali.Ichi ndichifukwa chake ndikofunikira kuchitapo kanthu pano, kaya kubweza ndalama, kudula ngongole zanyumba, kapena kukhala okonzeka kuthandizira pogula nyumba yatsopano.


Nthawi yotumiza: Apr-16-2022