Mapulogalamu a Mortgage
Analumphira mu Kafukufuku Waposachedwa wa MBA Weekly
05/05/2022
Malinga ndi zomwe zachitika posachedwa kuchokera ku Mortgage Bankers Association's (MBA) Weekly Mortgage Application Survey ya sabata yomwe yatha pa Epulo 29, 2022, kubwereketsa kwanyumba kudakwera 2.5% kuchokera sabata yapitayi pambuyo pakutsika kwa milungu eyiti.
Ngakhale Market Composite Index, muyeso wa kuchuluka kwa kubweza ngongole yanyumba, ikuwonetsa chiwonjezeko chosinthidwa pakanthawi, kuchuluka kwa mapulogalamu osasinthidwa kudakwera poyerekeza ndi sabata yatha.
Gawo la refinancing mu ntchito yobwereketsa nyumba linawonjezera kuchuluka kwa zofunsira kuchokera sabata yapitayi.Chiwerengero chonse cha omwe adafunsira gawo la zochitika za adjustable interest rate mortgage (ARM) chawonjezeka.
Komabe, kugwiritsa ntchito kwathunthu kwa FHA ndi gawo la VA pazofunsira zonse zatsikanso.
Chiwongola dzanja chapakati pazaka 30 zokhazikika zokhala ndi ngongole zofananira zidakwera, ndipo nsonga ya ngongole yobwereketsa (LTV) imachepa.Chiwongola dzanja chawonjezeka masiku ano.
Chiwongola dzanja chapakati pa ngongole zokhazikika zazaka 30 zokhala ndi ngongole za jumbo zidakwera ndipo ma point a ngongole za LTV atsika.Mitengo yabwino yawonjezekanso posachedwapa.
Monga Wachiwiri kwa Wachiwiri kwa Purezidenti wa MBA Yolosera Zachuma ndi Zamakampani Joel Kan adanenapo, ziwongola dzanja zambiri pa kafukufuku wa MBA zidapitilira kukwera, pomwe chiwongola dzanja chazaka 30 chikufika pamlingo wapamwamba kwambiri kuyambira Marichi 2020 pa 3.78%.Ngakhale kuchuluka kwa mitengo, ntchito za refinance zikuchulukirabe chifukwa cha kuchuluka kwa ntchito wamba.Chiwerengero cha mapulogalamu atha kuwona kusasinthika posachedwa pomwe masabata omwe akhudzidwa ndi tchuthi komanso obwereka akuyesera kubwezeredwa mitengo isanakwere.
Mapulogalamu ogula nawonso adawonjezeka, koma akadali otsika kuposa chaka chapitacho.Avereji ya kukula kwa ngongole yogula idakweranso kafukufuku watsopano.Miyezo yotsika mouma mtima komanso kukwera kwamitengo yanyumba mwachangu kunapitilira kukulitsa kukula kwa ngongole.
Ndemanga: Nkhaniyi idasinthidwa ndi AAA LENDINGS;zina mwazithunzi zidatengedwa pa intaneti, pomwe malowa sakuyimiridwa ndipo sangasindikizidwenso popanda chilolezo.Pali zoopsa pamsika ndipo ndalama ziyenera kukhala zosamala.Nkhaniyi sikupanga upangiri wandalama zaumwini, komanso sikuganizira zolinga zazachuma, zachuma kapena zosowa za ogwiritsa ntchito.Ogwiritsa ntchito akuyenera kuganizira ngati malingaliro, malingaliro kapena malingaliro omwe ali pano ali ogwirizana ndi momwe alili.Invest molingana ndi chiopsezo chanu.
Nthawi yotumiza: May-06-2022