Nkhani za Mortgage

Ngongole zanthawi zonse zimakhala ndi malire a chiŵerengero cha DTI/ Reserves/ LTV/ Ngongole.Nthawi zambiri, obwereketsa ambiri amatha kukhala ndi ngongole wamba yokhala ndi ndalama zambiri komanso ngongole.Ngakhale kwa ena obwereketsa, ndalama zomwe amapeza zimakhala zochepa kapena zimakhala ndi mitundu yosiyanasiyana ya ndalama zomwe zimabweretsa kubweza misonkho yoyipa;Ngongole za Fannie Mae sizingavomereze izi ngati ngongole zanyumba.
Pazifukwa izi, mutha kuyesa kupeza wobwereketsa wobwereketsa yemwe amapereka zinthu zomwe si za QM.AAA Lendings tsopano ikupereka Bank Statement, Platinum Jumbo, Investor Cash Flow (Palibe chidziwitso cha ntchito, Palibe chifukwa cha DTI), Kuwonongeka kwa katundu ndi mapulogalamu akunja akunja.Aliyense angapeze mankhwala oyenera ndi mtengo wotsika komanso mtengo wabwino kwambiri.

Nazi zitsanzo zochepa za zochitika zoyamikira posachedwa:
● Ogulitsa nyumba omwe ali ndi katundu wambiri kuphatikizapo ma condo osavomerezeka.---- Investor Cash Flow
● Wobwereketsa wodzilemba yekha wokhala ndi ngongole yabwino kwambiri amene ndalama zake zolembedwa pa fomu yake ya msonkho sizingawayenerere kukhala ndi nyumba yabwino kwambiri imene angakwanitse.---- Bank Statement Only
● Mkhalidwe wolephera umene wobwereka wangotsala zaka ziwiri kuti alandidwe.— Platinum Jumbo
● Wobwereketsa anagulitsa bizinesi yawo ya madola mamiliyoni ambiri ndiyeno anapeza nyumba ya maloto awo koma analibe gwero la ndalama zoti alembe.---- Kuwonongeka kwa Asset
AAA Lendings ndi wobwereketsa mwachindunji yemwe ali ndi zaka zopitilira 20 zakubwereketsa.Tili ndi gulu la akatswiri odziwa zambiri omwe amapereka chithandizo kwa ogula nyumba ndi anthu omwe ali ndi zosowa zanyumba.Timapereka madongosolo obwereketsa 100+ mwachizolowezi, FHA, VA, EZ oyenerera komanso ngongole zakunja.Nthawi zonse timayika zosowa za kasitomala poyamba ndikupereka njira yabwino kwambiri yosinthira kasitomala aliyense.

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