Ngongole yobwereketsa nyumba - yomwe imadziwikanso kuti ngongole ya equity , ngongole yobwereketsa nyumba , kapena ngongole yachiwiri - ndi mtundu wa ngongole ya ogula.Ngongole za eni nyumba zimalola eni nyumba kubwereketsa ndalama zomwe zili m'nyumba zawo.Ngongoleyi imachokera pa kusiyana pakati pa mtengo wa msika wamakono wa nyumbayo ndi ndalama zomwe mwini nyumba amayenera kulipira.Ngongole zobwereketsa nyumba zimakhala zokhazikika, pomwe njira zina, mizere ya ngongole zanyumba (HELOCs), nthawi zambiri imakhala ndi mitengo yosinthika.
Zofunika Kwambiri
● Ngongole yobwereketsa nyumba, yomwe imadziwikanso kuti “home equity installment loan” kapena “second mortgage,” ndi mtundu wangongole za ogula.
● Ngongole za nyumba zimalola eni nyumba kubwereketsa ndalama zomwe akukhala.
● Ngongole zobwereketsa nyumba zimachokera pa kusiyana kwa mtengo wa msika wapanyumba ndi ndalama zomwe zimayenera kubwereka.
● Ngongole zogulira nyumba zimabwera m'mitundu iwiri—ngongole zokhazikika komanso njira zogulira nyumba (HELOCs).
● Ngongole zapanyumba zokhazikika zimapatsa ndalama imodzi, pomwe a HELOC amapereka ngongole zotsatizana.
Nthawi yotumiza: Jan-21-2022