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Nkhani za Mortgage

Palibe chiŵerengero cha DSCR chikutanthauza kuti chiŵerengero cha ndalama zobwereka za lendi pamwezi ndi ndalama zobwezeredwa za mwezi uliwonse za nyumba, msonkho, inshuwalansi ndi kasamalidwe ka katundu ndizofanana ndi "0", ndiko kuti, mukhoza kuitanitsa malonda a DSCR ndi " zero" chiŵerengero.

M'ntchito zathu zam'mbuyomu zangongole, tikuyenera kufananiza ndalama zobwereka ndi PITIA pamwezi ndi ngongole zina zapakhomo, kuti tiwone ngati zobwereketsa zikukwaniritsa malamulo ndi DTI.

Palibe chiŵerengero cha DSCR, chinthu chobwereketsa chomwe sichiyang'ana ndalama zomwe amapeza, zilibe zofunikira pa ndalama za obwereketsa, chifukwa ngongoleyi sichiphatikizapo kuwerengera kwa DTI.Ndipo chiwerengero chochepa cha DSCR chikhoza kukhala chotsika ngati "0".Ngakhale lendi ya nyumbayo itakhala yochepa, titha kutero!Kwenikweni, wobwereketsa samasamala kuti chiŵerengero chake ndi chiyani, malinga ngati katunduyo ndi katundu wa ndalama.

Ichi ndi chisankho chabwino kwa alendo omwe ali ndi ndalama zochepa kapena ngongole zambiri.

Popanda kuganizira za DTI, sitiyenera kuganizira za msonkho wa inshuwaransi wa ma REO ena, komanso sitiyenera kuyang'ana zolemba za msonkho wa obwereketsa, zomwe zimapereka mikhalidwe yabwino kwambiri kuti avomereze ngongole mwachangu.Ngati mumagula nyumba yosungiramo ndalama, kusankha DSCR kungakuthandizeni kumaliza ntchito yogula nyumba mwachangu!


Nthawi yotumiza: Jan-21-2022