Mwachidule
Kugula kwakanthawi ndi njira yomwe imapanga akaunti yogulira ndalama yomwe imagwiritsidwa ntchito pochepetsa kwakanthawi kolipira pamwezi kwa wobwereka pazaka zoyambirira zangongole.The Note Rate imakhalabe yosasintha;koma malipiro a wobwereka amachepetsedwa.
Mapulogalamu Oyenerera
Pulogalamu ya ngongole ya AAA LENDINGS:
Timapereka Standard Fannie Mae ndi Freddie Mac's Conforming, High Balance, HomeReady ndi HomePossible Loan Program, Zofunikira zonse zimatsata Fannie Mae ndi Freddie Mac Seller Guideline.
Agency Loan Program, yomwe ndi:
①FNMA/FHLMC CONFORMING
②FNMA/FHLMC KUSINTHA KWAMBIRI
Zogulitsa Zoyenera: Zaka 30 Zokhazikika Zokhazikika.
Mitundu Yogulitsa: Kugula.
Mtundu wa Kukhala ndi Katundu (Zikuphatikiza ma Condominiums ndi ma PUD ngati kuli koyenera): Malo Okhala Akuluakulu (1- mpaka 4-Units).
Ngongole Scenario
Mtengo wa Chaka Choyamba ndi4.375%
· 2-1 Buydown (Pazinthu zina zosakhalitsa zogulira kuphatikiza 3-2-1, 1-0 ndi zina zotero, chonde imbani kuti mudziwe zambiri.)
· Zaka 30 Zokhazikika
Mtengo wa 6.375%(Zindikirani kuchuluka kwamitengo kuyambira pa 11/21/2022, malinga ndi kusintha kwa msika)
· Ngongole Ndalama $500,000*Max.ngongole ya ogulitsa 2.5% kuti alipire mtengo (kuphatikiza mtengo wogula)
| Chaka 1 | Chaka 2 | Chaka 3, 4, 5,… | |
| Chiwongola dzanja | 4.375% | 5.375% | 6.375% |
| Mthly PMT | $2,496.43 | $2,799.86 | $3,119.35 |
| Mthly PMT Saving | $622.92 | $319.49 | / |
