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Tsatanetsatane wa Zamalonda

Kudzipereka kwathu pakuchita bwino komanso kudzipereka kwa makasitomala athu kwatilimbikitsa kukulitsa ntchito zathu m'maboma 45, kuphatikiza Arizona, California, Washington DC, Florida, Nevada, ndi Texas, pakati pa ena. Komabe, kupambana kwathu sikumangofotokozedwa ndi manambala. Ndemanga zabwino zambiri komanso mbiri yamphamvu yapakamwa yomwe tapeza ndi umboni wa chidaliro ndi chidaliro chomwe msika wayika mwa ife.Ngongole Yachizolowezi Vs Va Loan,Estimate Market Rent,Mtengo Wotsika Kwambiri wa Mortgage, AAA LENDINGS yadzipereka kupanga ulendo wanu wobwereketsa nyumba kukhala zochitika zomwe zimakupatsirani mphamvu. Timamvetsetsa kuti chiyembekezo chokhala ndi ngongole yanyumba chingakhale chosangalatsa komanso chodetsa nkhawa. Ichi ndichifukwa chake tapanga njira yotengera obwereketsa yomwe simangofewetsa ntchitoyi komanso imakulimbikitsani ndikukuphunzitsani nthawi iliyonse. Cholinga chathu ndikupangitsa maloto anu a eni nyumba akwaniritsidwe ndikukudziwitsani komanso kusangalala ndi ntchitoyi.
- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda dzina-7

Mwachidule

Mlingo wokwera wangongole kuposa ngongole wamba za bungwe.

Tsatanetsatane

1) Max DTI 43%;
2) Mpaka $2M Ndalama Zobwereketsa;
3) Mpaka 80% Max LTV;
4) kubweza msonkho kwa zaka 2 kumafunika;
5) Palibe MI (Mortgage Insurance);
6) 720 kapena zambiri zangongole;
7) miyezi 12 kapena kupitilira apo;
8) SFRs, 2-4 Mayunitsi, PUDs, Condos;
9) Zopanda AUS.

Kodi Jumbo Loan ndi chiyani?

Ngongole ya jumbo ndi mtundu wandalama womwe umaposa malire omwe aperekedwa ndi Federal Housing Finance Agency ndipo sungathe kugulidwa, kutsimikiziridwa, kapena kutetezedwa ndi Fannie Mae kapena Freddie Mac. Eni nyumba akuyenera kukhala ndi ngongole zolimba kwambiri kuposa omwe akufunsira ngongole wamba. Ngongole za Jumbo zimakulolani kugula malo okwera mtengo. Ngongole ya jumbo sichimathandizidwa ndi Fannie Mae kapena Freddie Mac.

Kodi Jumbo Loan mungatanthauzire bwanji?

Mu 2022, FHFA imakweza malire a ngongole zamitundu yonse, makamaka Jumbo Loans. Chonde onani zomwe zili pansipa 2022 malire a ngongole ku California, ngati ngongole yanu ipitilira $970,800, ndinu oyenera kubwereketsa ngongole ya Jumbo. Mutha kusakanso malire a ngongole za 2022 m'maboma ena.

2022 California County Loan Malire:

COUNTY

1-BANJA

2-BANJA

3-BANJA

4-BANJA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

POPANGITSA gombe

$970,800

$1,243,050

$1,502,475

$1,867,275

KUNTHAWI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

Chithunzi cha GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPIRI

$647,200

$828,700

$1,001,650

$1,244,850

INU

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAFUMU

$647,200

$828,700

$1,001,650

$1,244,850

NYANJA

$647,200

$828,700

$1,001,650

$1,244,850

LETANI

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

LALANJE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

Nthenga

$647,200

$828,700

$1,001,650

$1,244,850

Mtsinje

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Benedict Woyera

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

Chithunzi cha SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATEYU WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

WOYERA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Zithunzi zatsatanetsatane wazinthu:

- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Zithunzi za AAA Zobwereketsa

Zogwirizana nazo:
Kuyendera malo obwereketsa kungakhale kovuta, koma AAA LENDINGS imapangitsa kuti ntchitoyi ikhale yosavuta, ndikupangitsa kuti ikhale yosangalatsa komanso yopanda nkhawa. Timapereka njira yosonkhanitsira zolemba zomveka bwino komanso zazifupi, zomwe zimakupatsani mwayi wotsitsa zolemba zofunika pa intaneti. Tikudziwa bwino kuti nthawi yanu ndi yofunika, ndipo popangitsa kuti ntchitoyi ikhale yosavuta, timakupangitsani kukhala otanganidwa ndikuwongolera ulendo wanu wobwereketsa. - Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo(Ndalama Yaikulu Yobwereketsa) - Kubwereketsa kwa AAA , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Sheffield, Philippines, Bolivia, Mavuto ambiri pakati pa ogulitsa ndi makasitomala amabwera chifukwa cha kusalumikizana bwino. Mwachikhalidwe, ogulitsa sangafune kufunsa zinthu zomwe sazimvetsetsa. Timaphwanya zotchinga za anthu kuti muwonetsetse kuti mwapeza zomwe mukufuna pamlingo womwe mukuyembekezera, pomwe mukuzifuna. Nthawi yoperekera mwachangu komanso zomwe mukufuna ndi Criterion yathu.
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