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Palibe Ntchito Palibe Ndalama
Ngongole Yokhala ndi Mwini Wosavuta: Palibe Ntchito ndi Ndalama Zofunika
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Thandizo Loyamba la Boma Lolipirira (DPA) Choyamba
Government Down Payment Assistance (DPA) imapereka ndalama zothandizira ogula nyumba oyenerera.
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QM Community Ngongole
Zonse za FICO<V Zosintha Zachotsedwa
Ikupezeka pa FNMA DU kugula kokha & FHLMC LP Ngongole -
No Doc Palibe Ngongole
Lowani mu No Doc No Ngongole Yanyumba: kukupatsirani njira yosinthira kukhala eni nyumba yokhala ndi zolemba zochepa komanso osayang'ana ngongole.Njira yosinthira ndalama iyi imatsegula zitseko zamabizinesi azinthu kwa amalonda ndi osabwereka mwachikhalidwe.Phunzirani momwe mungapindulire lero.
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Full Doc Jumbo
Dziwani zambiri zanyumba za Jumbo: njira yabwino yopezera ndalama zopangira nyumba zapamwamba komanso zamtengo wapatali.Ndi ngongole za Jumbo, mutha kubwereka zochulukirapo kuposa malire wamba, kukupatsani mwayi wosankha zambiri komanso mwayi.Fananizani mitengo ndi mawu ochokera kwa obwereketsa apamwamba lero.
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DSCR (Debt Service Coverage Ratio)
Phunzirani za ngongole za DSCR: njira yobwereketsa yogwirizana ndi gawo la Debt Service Coverage Ratio.Ndioyenera kwa osunga ndalama omwe akufuna kuti awonjezere ndalama zobwereka akamafunsira ngongole.Dziwani momwe kuwunika phindu la malo anu kungakupatseni njira yabwino yopezera ndalama.
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Phindu Lokonzekera Ngokha & Kutayika
Zindikirani Phindu Lokonzekera Ngongole & Kutayika Kwanyumba: Zabwino kwa odzilemba okha kapena eni mabizinesi omwe akufuna kuwonetsa umboni wa ndalama.Mvetserani momwe mawu anu a P&L angathandizire kubwereketsa kwanu, ndikupereka njira yosinthika yotetezera nyumba yamaloto anu ndikuwongolera mbiri yanu yazachuma.
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WVOE
Onani ngongole zanyumba za WVOE: njira yabwino yobwereketsa kwa anthu odzilemba okha.Tsimikizirani ndalama zomwe mumapeza popanda zikalata zachikhalidwe, kupangitsa njira yobwereketsa nyumba kukhala yosavuta komanso yachangu.Phunzirani momwe Chitsimikiziro Cholemba cha Ntchito chingakuthandizireni kuti mukhale eni nyumba.
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HELOC
Tsegulani ndalama zanyumba yanu ndi ngongole zanyumba za HELOC: njira yobwereka yosinthika yomwe imasandutsa ndalama zanyumba yanu kukhala ndalama zopezeka.Zokwanira pakuwongolera nyumba, kuphatikiza ngongole, ndi ndalama zazikulu.Phunzirani momwe mungagwiritsire ntchito mtengo wa katundu wanu kuti muthe kusintha ndalama zambiri lero.
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Prime CES (Yotsekedwa Mapeto achiwiri)
Dzilowetseni mu Ngongole Yachiwiri Yotsekera: njira yobwereketsa yotetezedwa ndi nyumba yanu pamtengo ndi nthawi yodziwika.Zabwino kwa eni nyumba omwe akuyang'ana kuti azilipirira ndalama zazikulu monga kukonzanso kapena maphunziro.Mvetserani momwe mungagwiritsire ntchito ndalama zanu pomwe mukusunga zolipirira zokhazikika pamwezi.
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Bank Statement
Dziwani zambiri za ngongole zanyumba za Bank Statement: njira yobwereketsa yosinthika kwa obwereketsa omwe adzilemba okha ntchito.Phunzirani momwe mungagwiritsire ntchito zikalata zanu zakubanki kuti mutsimikizire ndalama, kunyalanyaza zotsimikizira zachikhalidwe, ndikupanga njira yanu yopezera nyumba kukhala yosavuta komanso yosavuta.Dziwani zambiri lero.
