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Tsatanetsatane wa Zamalonda

Nthawi yanu ndi yamtengo wapatali, ndipo timalemekeza zimenezo. Ku AAA LENDINGS, tadzipereka kukonza njira yobwereketsa nyumba kuti tikupulumutseni nthawi ndi mphamvu. Pulogalamu yathu yapaintaneti ndiyosavuta kugwiritsa ntchito ndipo idapangidwa kuti mukhale ndi chidwi. Mutha kumaliza ntchitoyo pa liwiro lanu, kuchokera kunyumba kwanu kapena ofesi. Tikudziwa kuti muli ndi moyo wotanganidwa, ndipo tikufuna kupanga njira yobwereketsa nyumba kukhala yosangalatsa, yothandiza komanso yopulumutsa nthawi.Ngongole Yachizolowezi Max 2022,Ndalama Zotchulidwa,Ndalama ya Foreign National Mortgage, Zikafika pakukhutitsidwa kwamakasitomala, sitimangokwaniritsa zomwe tikuyembekezera; timawaposa. Gulu lathu ladzipereka kupereka chithandizo chosayerekezeka paulendo wanu wobwereketsa nyumba. Timagawira oyang'anira ngongole odzipatulira omwe ali ofikirika komanso otchera khutu, kuwonetsetsa kuti mumalandira thandizo laumwini kuchokera pakufunsa koyambirira mpaka pagome lotsekera. Tikukhulupirira kuti pochita zambiri ndikupereka chithandizo chapadera, sikuti timangokopa komanso kusunga makasitomala okhutitsidwa omwe amakhala otiyimira ofunikira kwambiri.
- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda dzina-7

Mwachidule

Mlingo wokwera wangongole kuposa ngongole wamba za bungwe.

Tsatanetsatane

1) Max DTI 43%;
2) Mpaka $2M Ndalama Zobwereketsa;
3) Mpaka 80% Max LTV;
4) kubweza msonkho kwa zaka 2 kumafunika;
5) Palibe MI (Mortgage Insurance);
6) 720 kapena zambiri zangongole;
7) miyezi 12 kapena kupitilira apo;
8) SFRs, 2-4 Mayunitsi, PUDs, Condos;
9) Zopanda AUS.

Kodi Jumbo Loan ndi chiyani?

Ngongole ya jumbo ndi mtundu wandalama womwe umaposa malire omwe aperekedwa ndi Federal Housing Finance Agency ndipo sungathe kugulidwa, kutsimikiziridwa, kapena kutetezedwa ndi Fannie Mae kapena Freddie Mac. Eni nyumba akuyenera kukhala ndi ngongole zolimba kwambiri kuposa omwe akufunsira ngongole wamba. Ngongole za Jumbo zimakulolani kugula malo okwera mtengo. Ngongole ya jumbo sichimathandizidwa ndi Fannie Mae kapena Freddie Mac.

Kodi Jumbo Loan mungatanthauzire bwanji?

Mu 2022, FHFA imakweza malire a ngongole zamitundu yonse, makamaka Jumbo Loans. Chonde onani zomwe zili pansipa 2022 malire a ngongole ku California, ngati ngongole yanu ipitilira $970,800, ndinu oyenera kubwereketsa ngongole ya Jumbo. Mutha kusakanso malire a ngongole za 2022 m'maboma ena.

2022 California County Loan Malire:

COUNTY

1-BANJA

2-BANJA

3-BANJA

4-BANJA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

POPANGITSA gombe

$970,800

$1,243,050

$1,502,475

$1,867,275

KUNTHAWI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

Chithunzi cha GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPIRI

$647,200

$828,700

$1,001,650

$1,244,850

INU

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAFUMU

$647,200

$828,700

$1,001,650

$1,244,850

NYANJA

$647,200

$828,700

$1,001,650

$1,244,850

LETANI

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

LALANJE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

Nthenga

$647,200

$828,700

$1,001,650

$1,244,850

Mtsinje

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Benedict Woyera

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

Chithunzi cha SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATEYU WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

WOYERA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Zithunzi zatsatanetsatane wazinthu:

- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Zithunzi za AAA Zobwereketsa

Zogwirizana nazo:
Ngakhale obwereketsa ambiri achepetsa kuchuluka kwawo, tikupitiliza kukulitsa kupezeka kwathu m'maboma osiyanasiyana, kuthandiza obwereketsa m'maboma 45, kuphatikiza misika ina yamphamvu kwambiri monga California ndi Texas. Kufikira kwathu kokulirapo kumatilola kumvetsetsa ndikusinthira kumadera osiyanasiyana, kuwonetsetsa kuti makasitomala athu m'maboma osiyanasiyana alandila thandizo la komweko pomwe akupindulabe ndi ukatswiri wadziko lonse. - Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole Ya Jumbo (Nkhango Yaikulu Ya Ngongole) - Kubwereketsa kwa AAA, Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: kazakhstan, Islamabad, Libya, Kampaniyo imawona kufunikira kwakukulu kwa mtundu wazinthu ndi mtundu wautumiki, kutengera nzeru zamabizinesi zabwino ndi anthu, zenizeni padziko lonse lapansi, zomwe tikufuna ndikukwaniritsa. timapanga zinthu, Malinga ndi chitsanzo cha kasitomala ndi zofunikira, kuti tikwaniritse zosowa za msika ndikupereka makasitomala osiyanasiyana ndi ntchito yaumwini. Kampani yathu imalandira mwachikondi abwenzi kunyumba ndi kunja kukachezera, kukambirana mgwirizano ndi kufunafuna chitukuko wamba!
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