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Tsatanetsatane wa Zamalonda

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo.Obwereketsa Ngongole Ku California,Wobwereketsa Nyumba ya Mortgage,Wobwereketsa Ngongole Yanyumba Yakunja, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.
- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda dzina-7

Mwachidule

Mlingo wokwera wangongole kuposa ngongole wamba za bungwe.

Tsatanetsatane

1) Max DTI 43%;
2) Mpaka $2M Ndalama Zobwereketsa;
3) Mpaka 80% Max LTV;
4) kubweza msonkho kwa zaka 2 kumafunika;
5) Palibe MI (Mortgage Insurance);
6) 720 kapena zambiri zangongole;
7) miyezi 12 kapena kupitilira apo;
8) SFRs, 2-4 Mayunitsi, PUDs, Condos;
9) Zopanda AUS.

Kodi Jumbo Loan ndi chiyani?

Ngongole ya jumbo ndi mtundu wandalama womwe umaposa malire omwe aperekedwa ndi Federal Housing Finance Agency ndipo sungathe kugulidwa, kutsimikiziridwa, kapena kutetezedwa ndi Fannie Mae kapena Freddie Mac. Eni nyumba akuyenera kukhala ndi ngongole zolimba kwambiri kuposa omwe akufunsira ngongole wamba. Ngongole za Jumbo zimakulolani kugula malo okwera mtengo. Ngongole ya jumbo sichimathandizidwa ndi Fannie Mae kapena Freddie Mac.

Kodi Jumbo Loan mungatanthauzire bwanji?

Mu 2022, FHFA imakweza malire a ngongole zamitundu yonse, makamaka Jumbo Loans. Chonde onani zomwe zili pansipa 2022 malire a ngongole ku California, ngati ngongole yanu ipitilira $970,800, ndinu oyenera kubwereketsa ngongole ya Jumbo. Mutha kusakanso malire a ngongole za 2022 m'maboma ena.

2022 California County Loan Malire:

COUNTY

1-BANJA

2-BANJA

3-BANJA

4-BANJA

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

POPANGITSA gombe

$970,800

$1,243,050

$1,502,475

$1,867,275

KUNTHAWI

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

Chithunzi cha GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPIRI

$647,200

$828,700

$1,001,650

$1,244,850

INU

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

MAFUMU

$647,200

$828,700

$1,001,650

$1,244,850

NYANJA

$647,200

$828,700

$1,001,650

$1,244,850

LETANI

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

LALANJE

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

Nthenga

$647,200

$828,700

$1,001,650

$1,244,850

Mtsinje

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Benedict Woyera

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

Chithunzi cha SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

MATEYU WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

WOYERA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

MTANDA WOYERA

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Zithunzi zatsatanetsatane wazinthu:

- Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole ya Jumbo (Ndalama Yambiri Yobwereketsa) - Zithunzi za AAA Zobwereketsa

Zogwirizana nazo:
Transparency ndiye maziko a ntchito zathu. Timanyadira kulankhulana kwathu momasuka komanso moona mtima ndi makasitomala athu. Palibe malipiro obisika, palibe zodabwitsa. Timapereka zidziwitso zomveka bwino, zomveka bwino zazomwe mungasankhe panyumba yobwereketsa, kuwonetsetsa kuti muli ndi zowona zonse kuti mupange zisankho mozindikira. Cholinga chathu ndi kupanga chidaliro ndi makasitomala athu polankhula mosapita m'mbali komanso momveka bwino, ndikupangitsa kuti ndalama zanu zapakhomo zikhale zosavuta momwe mungathere. - Kubwereketsa kwa AAA AAA Ngongole Yosagwirizana - Ngongole Ya Jumbo(Ndalama Yaikulu Ya Ngongole) - Kubwereketsa kwa AAA , Zogulitsazo ziziperekedwa padziko lonse lapansi, monga: Portugal, Kuwait, Southampton, Kampani yathu yakhala kale ndi mafakitale apamwamba komanso magulu aukadaulo oyenerera ku China, omwe amapereka katundu wabwino kwambiri, njira ndi ntchito kwa makasitomala padziko lonse lapansi. Kuona mtima ndiye mfundo yathu, kugwira ntchito mwaluso ndi ntchito yathu, ntchito ndiye cholinga chathu, ndipo kukhutira kwamakasitomala ndi tsogolo lathu!
    • Monga msilikali wakale wamakampaniwa, titha kunena kuti kampaniyo ikhoza kukhala mtsogoleri pamakampani, kuwasankha ndikulondola.
    5 NyenyeziNdi Amelia waku Philippines - 2018.06.18 17:25
    Kampaniyi ikhoza kukhala bwino kuti ikwaniritse zosowa zathu pa kuchuluka kwazinthu komanso nthawi yobereka, chifukwa chake timasankha nthawi zonse tikakhala ndi zofunikira zogula.
    5 NyenyeziWolemba Antonia waku Thailand - 2018.09.29 13:24

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