Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings wobwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife.Mortgage Wobwereketsa Zillow,Mndandanda Wapamwamba Wobwereketsa Ngongole,Ngongole ya Easy House Mortgage, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lending Tsatanetsatane:

Opanda dzina-6

Mwachidule

Pulogalamu ya DSCR (Debt Service Coverage Ratio) Program.

Iyi ndiye pulogalamu yosavuta kwambiri pakati pa mapulogalamu onse omwe si a QM.

Ndalama / Mkhalidwe Wantchito / Kubweza Misonkho sikofunikira.

Mfundo Zazikulu za Pulogalamu

1) Kufikira $2M Kubwereketsa Ndalama;
2) Mpaka 75% LTV;
3) 660 kapena apamwamba Ngongole Score;
4) Atha kutseka m'mabungwe;
5) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, ndi Non-Warrantable Condos zilipo.

DSCR ndi chiyani?

Kodi mukudziwa momwe mungayenerere ngongole yanyumba yanyumba popanda chidziwitso chantchito ndi ndalama?
Kodi simuli oyenerera ndi ngongole zanyumba zokhazikika?
Kodi mukudziwa kuti ndi pulogalamu iti yobwereketsa yomwe ili yosavuta kwambiri?
Kodi mukufuna kudziwa momwe mungagwiritsire ntchito zikalata zochepetsedwa kuti muyenerere ngongole?
Kodi ndizovuta kwambiri kuti mupeze ngongole yanyumba m'makampani anu?

Timapereka pulogalamu yabwino yobwereketsa kuti tikwaniritse zofunikira pamwambapa - pulogalamu ya DSCR. Ndiwodziwika kwambiri Non-QM pa ngongole zanyumba.

DSCR (Debt Service Coverage Ratio) idapangidwira osunga malo odziwa zambiri ndipo imayenereza obwereketsa kutengera ndalama zomwe zimachokera ku malo omwe akukhudzidwawo kuti aunike kuchuluka kwa chiwopsezo cha ndalama. Masiku ano, timayang'ana kwambiri pakumvetsetsa tanthauzo la DSCR ndikuwulula chinsinsi cha pulogalamu ya DSCR kuchokera pamalingaliro obwereketsa nyumba.

Momwe mungawerengere DSCR?

Pa ngongole zanyumba, DSCR imatanthawuza chiŵerengero cha ndalama zobwereka mwezi uliwonse za nyumba yosungiramo ndalama ku ndalama zonse za nyumba (monga wamkulu, chiwongoladzanja, msonkho wa malo, inshuwalansi ndi kasamalidwe ka ndalama (ngati ndalama zina sizinawonongedwe, zidzalembedwa ngati 0)). Chiŵerengerocho chikatsika, chiwopsezo cha ngongole chimakhala chachikulu. Itha kufotokozedwa motere:

zambiri

Timapereka "Palibe chiŵerengero cha DSCR" kwa makasitomala athu, kutanthauza kuti chiŵerengerocho chikhoza kutsika mpaka "0".

DSCR

Ubwino wa DSCR

Palibe chiŵerengero cha DSCR, chinthu chobwereketsa chomwe sichitsimikizira ndalama zomwe amapeza, zilibe zofunikira pa ndalama za wobwereka chifukwa siziphatikiza kuwerengera kwa DTI. Ndipo chiwerengero chochepa cha DSCR chikhoza kukhala chochepa ngati 0. Ngakhale ndalama zobwereka zimakhala zochepa, tikhoza kuchitabe! Ichi ndi chisankho chabwino kwa obwereka omwe amapeza ndalama zochepa kapena ngongole zambiri.

Kupatula apo, Anthu Akunja ndi ovomerezeka pa pulogalamuyi, makamaka ndi visa ya F1. Ngati ndinu mlendo, ndipo simungakwanitse kubwereketsa ngongole yanyumba, tilankhule nafe kuti mupeze momwe mungabwereke ngongole.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Ku AAA LENDINGS, timakhulupirira kubwezera kwa makasitomala athu ofunika. Ichi ndichifukwa chake tikukupatsirani pulogalamu yokhulupirika yomwe imakupatsani mphotho chifukwa chakukhulupirirani kwanu komanso mgwirizano womwe ukupitilira nafe. Pulogalamu yathu yokhulupirika idapangidwa kuti ikhale yotanganidwa komanso yoyamikiridwa, yopereka mapindu ndi kuchotsera kwa makasitomala athu omwe akubwerera. Kudzipereka kwanu ku AAA LENDINGS kumazindikiridwa ndi kulipidwa, ndipo timayesetsa kuti chidwi chanu chopitiliza ntchito zathu chikhale chopindulitsa. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme - AAA Lendings , Zogulitsazo zidzaperekedwa ku dziko lonse lapansi, monga: Cannes, Mecca, French, Iwo ali olimba chitsanzo ndi kulimbikitsa bwino padziko lonse lapansi. Osasowa ntchito zazikulu munthawi yochepa, ndizofunikira kwa inu zamtundu wabwino kwambiri. Motsogozedwa ndi mfundo ya Prudence, Efficiency, Union and Innovation. bungwe. yesetsani kukulitsa malonda ake apadziko lonse, kukweza bungwe lake. rofit ndikukweza kukula kwake kwa katundu wotumiza kunja. Tili ndi chidaliro kuti takhala ndi chiyembekezo chowala ndi kufalitsidwa padziko lonse lapansi m'zaka zikubwerazi.

-AAA Kubwereketsa

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