Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings wobwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife.Mitengo Yobwereketsa Ngongole Yokhazikika,Kusintha kwa Vs Fixed Rate,Obwereketsa Ngongole Apamwamba 2021, Pa AAA LENDINGS, timasiyana ndi unyinji wa obwereketsa nyumba poika patsogolo kusinthasintha ndi kusinthasintha pamayendedwe athu. Timamvetsetsa kuti chuma cha aliyense wobwereka ndi wapadera, ndipo tili okonzeka kupanga mayankho ogwirizana ndi zosowa zanu. Kaya ndinu ogula nyumba koyamba, wogulitsa nyumba, kapena mukufuna kukonzanso ndalama, gulu lathu la akatswiri lili pano kuti likuwongolereni zovuta za ndondomeko yobwereketsa nyumba. Timakhulupirira kuti kubwereketsa nyumba sikuyenera kukhala chinthu chimodzi chokha, ndipo ndizomwe zimatisiyanitsa.

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lending Tsatanetsatane:

Opanda dzina-6

Mwachidule

Pulogalamu ya DSCR (Debt Service Coverage Ratio) Program.

Iyi ndiye pulogalamu yosavuta kwambiri pakati pa mapulogalamu onse omwe si a QM.

Ndalama / Mkhalidwe Wantchito / Kubweza Misonkho sikofunikira.

Mfundo Zazikulu za Pulogalamu

1) Kufikira $2M Kubwereketsa Ndalama;
2) Mpaka 80% LTV;
3) 660 kapena apamwamba Ngongole Score;
4) Atha kutseka m'mabungwe;
5) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, ndi Non-Warrantable Condos zilipo.

DSCR ndi chiyani?

Kodi mukudziwa momwe mungayenerere ngongole yanyumba yanyumba popanda chidziwitso chantchito ndi ndalama?
Kodi simuli oyenerera ndi ngongole zanyumba zokhazikika?
Kodi mukudziwa kuti ndi pulogalamu iti yobwereketsa yomwe ili yosavuta kwambiri?
Kodi mukufuna kudziwa momwe mungagwiritsire ntchito zikalata zochepetsedwa kuti muyenerere ngongole?
Kodi ndizovuta kwambiri kuti mupeze ngongole yanyumba m'makampani anu?

Timapereka pulogalamu yabwino yobwereketsa kuti tikwaniritse zofunikira pamwambapa - pulogalamu ya DSCR. Ndiwodziwika kwambiri Non-QM pa ngongole zanyumba.

DSCR (Debt Service Coverage Ratio) idapangidwira osunga malo odziwa zambiri ndipo imayenereza obwereketsa kutengera ndalama zomwe zimachokera ku malo omwe akukhudzidwawo kuti aunike kuchuluka kwa chiwopsezo cha ndalama. Masiku ano, timayang'ana kwambiri pakumvetsetsa tanthauzo la DSCR ndikuwulula chinsinsi cha pulogalamu ya DSCR kuchokera pamalingaliro obwereketsa nyumba.

Momwe mungawerengere DSCR?

Pa ngongole zanyumba, DSCR imatanthawuza chiŵerengero cha ndalama zobwereka mwezi uliwonse za nyumba yosungiramo ndalama ku ndalama zonse za nyumba (monga wamkulu, chiwongoladzanja, msonkho wa malo, inshuwalansi ndi kasamalidwe ka ndalama (ngati ndalama zina sizinawonongedwe, zidzalembedwa ngati 0)). Chiŵerengerocho chikatsika, chiwopsezo cha ngongole chimakhala chachikulu. Itha kufotokozedwa motere:

zambiri

Timapereka "Palibe chiŵerengero cha DSCR" kwa makasitomala athu, kutanthauza kuti chiŵerengerocho chikhoza kutsika mpaka "0".

DSCR

Ubwino wa DSCR

Palibe chiŵerengero cha DSCR, chinthu chobwereketsa chomwe sichitsimikizira ndalama zomwe amapeza, zilibe zofunikira pa ndalama za wobwereka chifukwa siziphatikiza kuwerengera kwa DTI. Ndipo chiwerengero chochepa cha DSCR chikhoza kukhala chochepa ngati 0. Ngakhale ndalama zobwereka zimakhala zochepa, tikhoza kuchitabe! Ichi ndi chisankho chabwino kwa obwereka omwe amapeza ndalama zochepa kapena ngongole zambiri.

Kupatula apo, Anthu Akunja ndi ovomerezeka pa pulogalamuyi, makamaka ndi visa ya F1. Ngati ndinu mlendo, ndipo simungakwanitse kubwereketsa ngongole yanyumba, tilankhule nafe kuti mupeze momwe mungabwereke ngongole.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

M'dziko lobwereketsa nyumba, kupezeka ndikofunikira. Pulatifomu yathu yobwereketsa ndalama ya digito idapangidwa ndi kusavuta kwanu m'malingaliro. Mutha kulembetsa kubwereketsa, kukweza zikalata, ndikuwona momwe ngongole yanu ikukulira pa intaneti, zonse kuchokera kunyumba kwanu. Tapanga luso la digito lomwe limakupatsani mwayi wowongolera, ndikuwonetsetsa kuti mutha kuyang'anira ntchito yanu yobwereketsa panjira yanu, 24/7. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme - AAA Lendings , Zogulitsa zidzaperekedwa ku dziko lonse lapansi, monga: Ghana, Lebanon, Sevilla, Tikukulandirani mwachikondi kuti mudzatichezere panokha. Tikuyembekeza kukhazikitsa ubwenzi wanthawi yayitali wozikidwa pa kufanana ndi kupindula. Ngati mukufuna kulumikizana nafe, chonde musazengereze kuyimbira foni. Tidzakhala chisankho chanu chabwino.

-AAA Kubwereketsa