Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Ku AAA LENDINGS, timakhulupirira kubwezera kwa makasitomala athu ofunika. Ichi ndichifukwa chake tikukupatsirani pulogalamu yokhulupirika yomwe imakupatsani mphotho chifukwa chakukhulupirirani kwanu komanso mgwirizano womwe ukupitilira nafe. Pulogalamu yathu yokhulupirika idapangidwa kuti ikhale yotanganidwa komanso yoyamikiridwa, yopereka mapindu ndi kuchotsera kwa makasitomala athu omwe akubwerera. Kudzipereka kwanu ku AAA LENDINGS kumazindikiridwa ndi kulipidwa, ndipo timayesetsa kuti chidwi chanu chopitiliza ntchito zathu chikhale chopindulitsa.Mtengo Wobwereketsa Wabwino Kwambiri,Kupeza Capital,Mortgage Wobwereketsa Oregon, Kupatula zinthu zachikhalidwe zanyumba, timapereka njira zingapo zobwereketsa zomwe zimakwaniritsa zosowa zamakasitomala. Zogulitsa zathu zangongole za 'Non-QM' zidapangidwa kuti zizigwirizana ndi zachuma, zomwe zimatipangitsa kukhala obwereketsa omwe sangafanane ndi chikhalidwe chawo. Tikukhulupirira kuti pali ngongole ya aliyense, ndipo njira zathu zangongole zapadera zikuwonetsa kudzipereka kwathu pakuphatikiza zonse.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa ku dziko lonse lapansi, monga: Albania, Liverpool, Pretoria, Ubwino wabwino ndi mtengo wololera watibweretsera makasitomala okhazikika komanso mbiri yapamwamba. Kupereka 'Zogulitsa Zabwino Kwambiri, Ntchito Zabwino Kwambiri, Mitengo Yopikisana ndi Kutumiza Mwachangu', tsopano tikuyembekezera mgwirizano waukulu ndi makasitomala akunja kutengera mapindu omwewo. Tidzagwira ntchito ndi mtima wonse kukonza zinthu ndi ntchito zathu. Timalonjezanso kugwira ntchito limodzi ndi ogwira nawo ntchito kuti tikweze mgwirizano wathu pamlingo wapamwamba ndikugawana bwino limodzi. Takulandirani mwansangala kuti mukachezere fakitale yathu moona mtima.

-AAA Kubwereketsa

Nthawi zonse timakhulupirira kuti zambiri zimasankha mtundu wazinthu zamakampani, pankhani iyi, kampaniyo ikugwirizana ndi zomwe tikufuna ndipo katunduyo amakwaniritsa zomwe tikuyembekezera.
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