Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

AAA LENDINGS imanyadira kutengapo mbali kwathu m'dera lathu komanso udindo wathu pagulu. Timakhulupirira kuti kukhala wobwereketsa wodalirika kumatanthauza kubwezera kumadera omwe timatumikira. Gulu lathu limatenga nawo gawo pazantchito zothandiza anthu, kuthandizira zomwe zikuchitika kwanuko, komanso kupititsa patsogolo maphunziro azachuma. Sitili pa bizinesi yopereka ngongole; ndife odzipereka kuti tithandize makasitomala athu komanso madera omwe amati ndi kwawo.Zowonjezera Zowonjezera,Kutsimikizira kwa Ssn,Zoneneratu za Mortgage Rate, Dziko la ngongole zanyumba likusintha nthawi zonse, ndipo tili pachiwopsezo chopanga zatsopano. Ku AAA LENDINGS, timapereka zida zamakono zamakono komanso nsanja zomwe zimakupatsani mwayi woyambitsa chiwongola dzanja chanu kapena kulandira zosintha popita. Ukadaulo wathu wosavuta kugwiritsa ntchito umawongolera njirayi, ndikuyika mphamvu yakuwongolera ngongole m'manja mwanu. Tikudziwa kuti nthawi yanu ndiyabwino, ndipo mayankho athu aukadaulo amakupulumutsirani nthawi komanso zovuta.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Ngakhale obwereketsa ambiri achepetsa kuchuluka kwawo, tikupitiliza kukulitsa kupezeka kwathu m'maboma osiyanasiyana, kuthandiza obwereketsa m'maboma 45, kuphatikiza misika ina yamphamvu kwambiri monga California ndi Texas. Kufikira kwathu kokulirapo kumatilola kumvetsetsa ndikusinthira kumadera osiyanasiyana, kuwonetsetsa kuti makasitomala athu m'maboma osiyanasiyana alandila thandizo la komweko pomwe akupindulabe ndi ukatswiri wadziko lonse. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Mankhwalawa adzaperekedwa padziko lonse lapansi, monga: Ireland, Gambia, St. Petersburg, Mayankho athu ali ndi zofunikira zovomerezeka za dziko pazinthu zoyenerera, zabwino, mtengo wotsika mtengo, analandiridwa ndi anthu padziko lonse lapansi. Katundu wathu apitiliza kuyenda bwino mkati mwa dongosololi ndikuwoneka kuti akufunitsitsa kugwirizana nanu, Ngati chilichonse mwazinthuzo chingakhale chosangalatsa kwa inu, chonde tidziwitseni. Tidzakhala okhutitsidwa kukupatsirani quotation tikalandira zofunikira zatsatanetsatane.

-AAA Kubwereketsa

Opanga abwino, tagwirizana kawiri, khalidwe labwino komanso khalidwe labwino lautumiki.
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