Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

AAA LENDINGS imanyadira kutengapo mbali kwathu m'dera lathu komanso udindo wathu pagulu. Timakhulupirira kuti kukhala wobwereketsa wodalirika kumatanthauza kubwezera kumadera omwe timatumikira. Gulu lathu limatenga nawo gawo pazantchito zothandiza anthu, kuthandizira zomwe zikuchitika kwanuko, komanso kupititsa patsogolo maphunziro azachuma. Sitili pa bizinesi yopereka ngongole; ndife odzipereka kuti tithandize makasitomala athu komanso madera omwe amati ndi kwawo.Dfpi Mortgage Wobwereketsa,Mndandanda Wobwereketsa Wanyumba 2021,Kutseka Mwachangu, Timayamikira nthawi yanu, ndipo tikumvetsa kuti ndondomeko yanu siinagwirizane ndi nthawi zamalonda zachikhalidwe. Ichi ndichifukwa chake chithandizo chathu chamakasitomala chimapezeka kupitilira zenera la 9-to-5. Kaya muli ndi mafunso madzulo kapena kumapeto kwa sabata, tabwera kuti tikuthandizeni. Maola athu otalikirapo othandizira amafuna kugwirizanitsa makasitomala powonetsa kudzipereka kwathu pakukhalapo pomwe mukufuna kutifuna kwambiri. Kusavuta kwanu ndiye chinthu chofunikira kwambiri kwa ife, ndipo tabwera kuti tikupangitseni ulendo wanu wobwereketsa nyumba kukhala wosangalatsa komanso wopanda zovuta momwe mungathere.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Chilato chakukhala ndi nyumba sichitha kwa anthu ogula nyumba. Ku AAA LENDINGS, tili ndi mapulogalamu apadera othandizira omwe si achikhalidwe. Ngati ndinu wodzilemba ntchito, mumapeza ndalama zosinthasintha, kapena mukukumana ndi mavuto azachuma, njira zathu zangongole zitha kukopa chidwi chanu. Timavomereza kusiyanasiyana kwa obwereketsa ndipo timafunafuna njira zatsopano zobwereketsa, kuwonetsetsa kuti ulendo wanu wopita kukhala eni nyumba ukhalabe wosangalatsa, mosasamala kanthu za chuma chanu. - Kubwereketsa kwa AAA Non-QM Mosavuta Woyenerera Chuma chokhacho - ATR-In-Full - AAA Lendings , Zobwereketsazi zidzaperekedwa padziko lonse lapansi, monga: kazakhstan, Finland, Argentina, Malo athu okhala ndi zida komanso kuwongolera kwabwino kwambiri pamagawo onse opanga kumatithandiza kutsimikizira kukhutira kwamakasitomala. Ngati muli ndi chidwi ndi chilichonse mwazinthu zathu kapena mukufuna kukambirana za dongosolo, chonde muzimasuka kundilankhula. Tikuyembekezera kupanga ubale wabwino wamabizinesi ndi makasitomala atsopano padziko lonse lapansi.

-AAA Kubwereketsa

Yankho la ogwira ntchito za makasitomala ndi osamala kwambiri, chofunika kwambiri ndi chakuti khalidwe la mankhwala ndi labwino kwambiri, ndipo limapakidwa mosamala, kutumizidwa mwamsanga!
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