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Tsatanetsatane wa Zamalonda

Kukonzekera tsogolo lanu lazachuma kumayamba ndi mnzanu woyenera kubwereketsa nyumba, ndipo ku AAA LENDINGS, tadzipereka kukuthandizani kukwaniritsa maloto anu. Timamvetsetsa kuti ulendo wopita ku eni nyumba ukhoza kukhala wosangalatsa komanso wodetsa nkhawa. Akatswiri athu akale ndi ochuluka kuposa akatswiri angongole; iwo ndi abwenzi anu azachuma. Zilipo kuti mukambirane zolinga zanu, kuwunika momwe ndalama zanu zilili, ndikupereka malangizo omwe amakopa chidwi chanu. Timanyadira kukhala dzanja lotsogolera lomwe limakupatsani mphamvu kuti mupange zisankho zomveka bwino za tsogolo lanu.Wobwereketsa Wapamwamba ku California,Ngongole Zosavomerezeka Ndi Ngongole Yoyipa,Mortgage Wobwereketsa Zillow, Pankhani ya mitengo, AAA LENDINGS yadzipereka kupereka zosankha zopikisana komanso zotsika mtengo. Tikudziwa kuti kupeza ngongole yanyumba sikungopeza nyumba yamaloto anu komanso kuwonetsetsa kuti ikukhalabe ndalama zotsika mtengo. Kudzipereka kwathu popereka mitengo yampikisano kumatanthauza kuti mutha kuyamba molimba mtima paulendo wanu wa eni nyumba, podziwa kuti mwapeza ngongole yanyumba yomwe ikugwirizana ndi bajeti yanu.
- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.
 
Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

- Kubwereketsa kwa AAA Non-QM Njira Yokhayo Yoyenera - ATR-In-Full - AAA Lendings zithunzi zatsatanetsatane

Zogwirizana nazo:
Transparency ndiye maziko a ntchito zathu. Timanyadira kulankhulana kwathu momasuka komanso moona mtima ndi makasitomala athu. Palibe malipiro obisika, palibe zodabwitsa. Timapereka zidziwitso zomveka bwino, zomveka bwino zazomwe mungasankhe panyumba yobwereketsa, kuwonetsetsa kuti muli ndi zowona zonse kuti mupange zisankho mozindikira. Cholinga chathu ndi kupanga chidaliro ndi makasitomala athu polankhula mosapita m'mbali komanso momveka bwino, ndikupangitsa kuti ndalama zanu zapakhomo zikhale zosavuta momwe mungathere. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Botswana, Vietnam, Stuttgart, Onetsetsani kuti mukumva omasuka kutitumizira zomwe mukufuna ndipo tikuyankhani mwamsanga. Tsopano tili ndi gulu laukadaulo laukadaulo loti likuthandizireni pazomwe mukufuna mwatsatanetsatane. Zitsanzo zopanda mtengo zitha kutumizidwa kuti zigwirizane ndi zosowa zanu kuti mumvetsetse zambiri. Kuti mukwaniritse zomwe mukufuna, onetsetsani kuti mwamasuka kulumikizana nafe. Mutha kutitumizira maimelo ndikulumikizana nafe mwachindunji. Komanso, timalandira alendo ku fakitale yathu padziko lonse lapansi kuti azindikire bwino gulu lathu. ndi zinthu. Pochita malonda athu ndi amalonda a mayiko ambiri, nthawi zambiri timatsatira mfundo yofanana ndi kupindula. Ndi chiyembekezo chathu kugulitsa, mwa kuyesetsa limodzi, malonda ndi ubwenzi uliwonse kuti tipindule. Tikuyembekezera kupeza mafunso anu.
    • Ogwira ntchito zamakasitomala ndi ogulitsa ndi oleza mtima kwambiri ndipo onse amalankhula bwino Chingerezi, kubwera kwazinthu kumakhalanso munthawi yake, wopereka wabwino.
    5 NyenyeziWolemba Iris waku Namibia - 2018.07.12 12:19
    The katundu kutsatira chiphunzitso cha khalidwe zofunika, khulupirirani woyamba ndi kasamalidwe zapamwamba kuti athe kuonetsetsa odalirika mankhwala khalidwe ndi makasitomala khola.
    5 NyenyeziNdi Judy waku Peru - 2018.12.10 19:03

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