Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Ku AAA LENDINGS, timakhulupirira kubwezera kwa makasitomala athu ofunika. Ichi ndichifukwa chake tikukupatsirani pulogalamu yokhulupirika yomwe imakupatsani mphotho chifukwa chakukhulupirirani kwanu komanso mgwirizano womwe ukupitilira nafe. Pulogalamu yathu yokhulupirika idapangidwa kuti ikhale yotanganidwa komanso yoyamikiridwa, yopereka mapindu ndi kuchotsera kwa makasitomala athu omwe akubwerera. Kudzipereka kwanu ku AAA LENDINGS kumazindikiridwa ndi kulipidwa, ndipo timayesetsa kuti chidwi chanu chopitiliza ntchito zathu chikhale chopindulitsa.Ndalama Zankhondo,Fico Score,Zillow Top Mortgage Lenders, Zolinga zanu zachuma ndizopadera, ndipo tikukhulupirira kuti ngongole yanu iyenera kuwonetsa izi. Ku AAA LENDINGS, timapereka njira zingapo zangongole, iliyonse yogwirizana ndi zochitika zachuma zosiyanasiyana. Kaya ndinu katswiri wofunafuna nyumba yanu yoyamba, banja lomwe likukula lomwe likufunika malo ochulukirapo, kapena ndinu katswiri wochita bizinesi yemwe akukulitsa mbiri yanu yanyumba, tili ndi mapulogalamu angongole opangidwa kuti akwaniritse zosowa zanu zenizeni. Tikumvetsetsa kuti ulendo wanu wazachuma ndi wosiyana, ndipo njira zathu zogulitsira nyumba zimapangidwira kuti mukhale otanganidwa komanso osangalala ndi tsogolo lanu.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Ku AAA LENDINGS, timakhulupirira kubwezera kwa makasitomala athu ofunika. Ichi ndichifukwa chake tikukupatsirani pulogalamu yokhulupirika yomwe imakupatsani mphotho chifukwa chakukhulupirirani kwanu komanso mgwirizano womwe ukupitilira nafe. Pulogalamu yathu yokhulupirika idapangidwa kuti ikhale yotanganidwa komanso yoyamikiridwa, yopereka mapindu ndi kuchotsera kwa makasitomala athu omwe akubwerera. Kudzipereka kwanu ku AAA LENDINGS kumazindikiridwa ndi kulipidwa, ndipo timayesetsa kuti chidwi chanu chopitiliza ntchito zathu chikhale chopindulitsa. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Puerto Rico, Swiss, Washington, Gulu lathu laukatswiri waukadaulo lidzakhala lokonzeka nthawi zonse kukutumikirani kuti mukambirane ndi mayankho. Titha kukupatsaninso zitsanzo zaulere kuti mukwaniritse zomwe mukufuna. Khama labwino kwambiri lidzapangidwa kuti likupatseni ntchito yabwino komanso katundu. Kwa aliyense amene akuganiza za kampani yathu ndi malonda, chonde titumizireni ife maimelo kapena mutitumizireni mwachangu. Monga njira yodziwira malonda athu ndi olimba. zambiri, mutha kubwera kufakitale yathu kuti mudzadziwe. Tidzalandila alendo ochokera padziko lonse lapansi kubizinesi yathu kuti apange ubale wamakampani ndi ife. Chonde khalani omasuka kulumikizana nafe zabizinesi ndipo tikukhulupirira kuti tigawana nawo zamalonda apamwamba kwambiri ndi amalonda athu onse.

-AAA Kubwereketsa