Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Kudzipereka kwathu pakuwonetsetsa kumapitilira magawo oyamba a ndondomeko ya ngongole yanyumba. Timaonetsetsa kuti mukumvetsetsa bwino zomwe mukuyenera kubwereketsa kubwereketsa nyumba, kuphatikiza chiwongola dzanja, chiwongola dzanja, ndi zotsekera. Palibe zodabwitsa pa tsiku lotseka. Ndife odzipereka kuti tikupatseni mafotokozedwe osavuta, opanda mawu, kuti mutha kuyang'ana molimba mtima pankhani yazachuma pakugula kwanu kapena kukonzanso ndalama.Mapulogalamu Obwereketsa Okhazikika,Mafunso Oyesa a Mortgage Broker,Ngongole Zosavomerezeka Ndi Ngongole Yoyipa, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

AAA LENDINGS singobwereketsa; ndife bwenzi lanu lazachuma. Timatenga nthawi kuti timvetsere zolinga zanu zachuma ndi zokhumba zanu, ndikukupatsani chitsogozo choposa momwe mungagwiritsire ntchito. Kudzipereka kwathu pazachuma chanu kumapitilira kutseka mgwirizano, ndipo tadzipereka kukuthandizani kukwaniritsa zolinga zanu zanthawi yayitali, kaya ndi kukhala ndi nyumba, kugulitsa nyumba, kapena kuphatikiza ngongole. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: El Salvador, luzern, USA, Gulu lathu laukatswiri waukadaulo lidzakhala lokonzeka nthawi zonse kukutumikirani kuti mukambirane ndi kuyankha. Titha kukupatsiraninso zitsanzo zaulere kuti mukwaniritse zomwe mukufuna. Khama labwino kwambiri lidzapangidwa kuti likupatseni ntchito yabwino komanso katundu. Kwa aliyense amene akuganiza za kampani yathu ndi malonda, onetsetsani kuti mwatitumizira maimelo kapena mutitumizireni mwachangu. Monga njira yodziwira malonda athu ndi olimba. zambiri, mutha kubwera kufakitale yathu kuti mudzadziwe. Tidzalandila alendo ochokera padziko lonse lapansi kubizinesi yathu kuti apange ubale wamakampani ndi ife. Onetsetsani kuti muli omasuka kulumikizana nafe pazamalonda ndipo tikukhulupirira kuti takhala tikukonzekera kugawana nawo zamalonda apamwamba kwambiri ndi amalonda athu onse.

-AAA Kubwereketsa

Ogwira ntchito kwa makasitomala ndi oleza mtima kwambiri ndipo ali ndi maganizo abwino komanso opita patsogolo pa chidwi chathu, kuti tithe kumvetsa bwino za mankhwalawa ndipo potsiriza tinafika pa mgwirizano, zikomo!
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