Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

M'dziko lobwereketsa nyumba, kupezeka ndikofunikira. Pulatifomu yathu yobwereketsa ndalama ya digito idapangidwa ndi kusavuta kwanu m'malingaliro. Mutha kulembetsa kubwereketsa, kukweza zikalata, ndikuwona momwe ngongole yanu ikukulira pa intaneti, zonse kuchokera kunyumba kwanu. Tapanga luso la digito lomwe limakupatsani mwayi wowongolera, ndikuwonetsetsa kuti mutha kuyang'anira ntchito yanu yobwereketsa panjira yanu, 24/7.Mndandanda Wobwereketsa Wanyumba 2021,Top Mortgage Brokers,Obwereketsa Ngongole Kwa Ngongole Yoyipa, Pa AAA LENDINGS, timasiyana ndi unyinji wa obwereketsa nyumba poika patsogolo kusinthasintha ndi kusinthasintha pamayendedwe athu. Timamvetsetsa kuti chuma cha aliyense wobwereka ndi wapadera, ndipo tili okonzeka kupanga mayankho ogwirizana ndi zosowa zanu. Kaya ndinu ogula nyumba koyamba, wogulitsa nyumba, kapena mukufuna kukonzanso ndalama, gulu lathu la akatswiri lili pano kuti likuwongolereni zovuta za ndondomeko yobwereketsa nyumba. Timakhulupirira kuti kubwereketsa nyumba sikuyenera kukhala chinthu chimodzi chokha, ndipo ndizomwe zimatisiyanitsa.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Transparency ndiye maziko a ntchito zathu. Timanyadira kulankhulana kwathu momasuka komanso moona mtima ndi makasitomala athu. Palibe malipiro obisika, palibe zodabwitsa. Timapereka zidziwitso zomveka bwino, zomveka bwino zazomwe mungasankhe panyumba yobwereketsa, kuwonetsetsa kuti muli ndi zowona zonse kuti mupange zisankho mozindikira. Cholinga chathu ndi kupanga chidaliro ndi makasitomala athu polankhula mosapita m'mbali komanso momveka bwino, ndikupangitsa kuti ndalama zanu zapakhomo zikhale zosavuta momwe mungathere. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: European, Indonesia, Russia, Ogwira ntchito athu onse amakhulupirira kuti: Ubwino umamanga lero ndipo ntchito imapanga tsogolo. Tikudziwa kuti khalidwe labwino ndi ntchito yabwino ndiyo njira yokhayo yopezera makasitomala athu ndikukwaniritsa tokha. Timalandila makasitomala padziko lonse lapansi kuti atilumikizane ndi mabizinesi amtsogolo. Zogulitsa zathu ndizabwino kwambiri. Kamodzi Kusankhidwa, Wangwiro Kosatha!

-AAA Kubwereketsa

Ndibwino kwambiri kupeza katswiri wotere komanso wodalirika wopanga zinthu, khalidwe la mankhwala ndi labwino komanso kubereka kuli pa nthawi yake, zabwino kwambiri.
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