Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

M'dziko lobwereketsa nyumba, kupezeka ndikofunikira. Pulatifomu yathu yobwereketsa ndalama ya digito idapangidwa ndi kusavuta kwanu m'malingaliro. Mutha kulembetsa kubwereketsa, kukweza zikalata, ndikuwona momwe ngongole yanu ikukulira pa intaneti, zonse kuchokera kunyumba kwanu. Tapanga luso la digito lomwe limakupatsani mwayi wowongolera, ndikuwonetsetsa kuti mutha kuyang'anira ntchito yanu yobwereketsa panjira yanu, 24/7.Ngongole Yachizolowezi Texas,Inshuwaransi ya Rent Loss Insurance,Mafunso Apamwamba a Mortgage, Chofunikira pakukopa chidwi chanu ndi liwiro lomwe mungapeze zambiri zandalama zanyumba. Webusaiti yathu ili ndi malo odziwa zambiri, omwe amasinthidwa pafupipafupi ndi nkhani zosiyanasiyana zokhudzana ndi ngongole zanyumba. Kuchokera pakumvetsetsa kuchuluka kwa ngongole mpaka kuchotsera ndalama zotsekera, zinthuzi zidapangidwa kuti zizikuthandizani ndikukuphunzitsani pamayendedwe anu, kupangitsa ulendo wanu kukhala wosangalatsa komanso wodziwitsa.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chogulitsacho chidzaperekedwa kudziko lonse lapansi, monga: Madrid, Rwanda, Zambia, malonda athu oyenerera ali ndi mbiri yabwino padziko lonse lapansi monga mtengo wake wopikisana kwambiri komanso ubwino wathu wotsatsa malonda kwa makasitomala. mgwirizano ndi iwo malinga ndi miyezo yathu yaukadaulo komanso kuyesetsa kosalekeza.

-AAA Kubwereketsa