Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Ngakhale obwereketsa ambiri achepetsa kuchuluka kwawo, tikupitiliza kukulitsa kupezeka kwathu m'maboma osiyanasiyana, kuthandiza obwereketsa m'maboma 45, kuphatikiza misika ina yamphamvu kwambiri monga California ndi Texas. Kufikira kwathu kokulirapo kumatilola kumvetsetsa ndikusinthira kumadera osiyanasiyana, kuwonetsetsa kuti makasitomala athu m'maboma osiyanasiyana alandila thandizo la komweko pomwe akupindulabe ndi ukatswiri wadziko lonse.Zomwe Zikugwirizana ndi Ngongole,Mortgage Broker Vs Bank,Mortgage Broker Tanthauzo, Timamvetsetsa kuti kubweza ngongole kumatha kukhala nkhawa kwa obwereka ambiri. Ichi ndichifukwa chake timapereka upangiri waupangiri wangongole kuti akuthandizeni kukonza bwino ngongole zanu ndikukhala ndi ngongole zabwinoko. Popereka zidziwitso zofunikira komanso chitsogozo chofananira, tikufuna kulumikizana ndi omwe angabwereke omwe poyamba sangakhale otsimikiza za kuyenerera kwawo. Tabwera kuti tikupatseni mphamvu kuti muzitha kuyang'anira tsogolo lanu lazachuma.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

AAA LENDINGS imanyadira kutengapo mbali kwathu m'dera lathu komanso udindo wathu pagulu. Timakhulupirira kuti kukhala wobwereketsa wodalirika kumatanthauza kubwezera kumadera omwe timatumikira. Gulu lathu limatenga nawo gawo pazantchito zothandiza anthu, kuthandizira zomwe zikuchitika kwanuko, komanso kupititsa patsogolo maphunziro azachuma. Sitili pa bizinesi yopereka ngongole; ndife odzipereka kuti tithandize makasitomala athu komanso madera omwe amati ndi kwawo. - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Chogulitsacho chidzaperekedwa ku dziko lonse lapansi, monga: Birmingham, Curacao, Comoros, Dzina la Kampani, nthawi zonse limakhudza khalidwe monga maziko a kampani, kufunafuna chitukuko pogwiritsa ntchito kukhulupirika kwakukulu, kutsata mosamalitsa kayendetsedwe kabwino ka kampani, kukhazikika ndi khalidwe lapamwamba la ISO. ndi chiyembekezo.

-AAA Kubwereketsa

Fakitale ili ndi zida zotsogola, ndodo zodziwika bwino komanso kasamalidwe kabwino, kotero kuti khalidwe la mankhwala linali ndi chitsimikizo, mgwirizanowu ndi womasuka komanso wokondwa!
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