Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Transparency ndiye maziko a ntchito zathu. Timanyadira kulankhulana kwathu momasuka komanso moona mtima ndi makasitomala athu. Palibe malipiro obisika, palibe zodabwitsa. Timapereka zidziwitso zomveka bwino, zomveka bwino zazomwe mungasankhe panyumba yobwereketsa, kuwonetsetsa kuti muli ndi zowona zonse kuti mupange zisankho mozindikira. Cholinga chathu ndi kupanga chidaliro ndi makasitomala athu polankhula mosapita m'mbali komanso momveka bwino, ndikupangitsa kuti ndalama zanu zapakhomo zikhale zosavuta momwe mungathere.Wobwereketsa Nyumba ya Mortgage,Khalani Ngongole,Wobwereketsa Ngongole Wapamwamba ku California, Timamvetsetsa kuti kusankha wobwereketsa nyumba ndi chisankho chofunikira. Kuti tikuthandizeni kulumikizana ndi AAA LENDINGS, tikukupatseni mwayi wofunsana popanda zovutitsa, osakakamizika kuchitapo kanthu ndi akatswiri athu obwereketsa ngongole. Kukhudza kwanu kumeneku kumakupatsani mwayi woti mumve za njira yathu ndikufunsa mafunso aliwonse omwe mungakhale nawo. Ndife ofunitsitsa kucheza nanu, kumvetsetsa zolinga zanu, ndikukupatsani zidziwitso zofunika, zonse mukamakambirana momasuka komanso mwachidziwitso.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Chilato chakukhala ndi nyumba sichitha kwa anthu ogula nyumba. Ku AAA LENDINGS, tili ndi mapulogalamu apadera othandizira omwe si achikhalidwe. Ngati ndinu wodzilemba ntchito, mumapeza ndalama zosinthasintha, kapena mukukumana ndi mavuto azachuma, njira zathu zangongole zitha kukopa chidwi chanu. Timavomereza kusiyanasiyana kwa obwereketsa ndipo timafunafuna njira zatsopano zobwereketsa, kuwonetsetsa kuti ulendo wanu wopita kukhala eni nyumba ukhalabe wosangalatsa, mosasamala kanthu za chuma chanu. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Haiti, Zambia, Hanover, Zogulitsa zonsezi zimapangidwa mufakitale yathu yomwe ili ku China. Kotero tikhoza kutsimikizira khalidwe lathu mozama komanso mopezeka. M'zaka zinayi izi sitigulitsa zinthu zathu zokha komanso ntchito yathu kwa makasitomala padziko lonse lapansi.

-AAA Kubwereketsa

Ndibwino kwambiri kupeza katswiri wotere komanso wodalirika wopanga zinthu, khalidwe la mankhwala ndi labwino komanso kubereka kuli pa nthawi yake, zabwino kwambiri.
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