Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Kukonzekera tsogolo lanu lazachuma kumayamba ndi mnzanu woyenera kubwereketsa nyumba, ndipo ku AAA LENDINGS, tadzipereka kukuthandizani kukwaniritsa maloto anu. Timamvetsetsa kuti ulendo wopita ku eni nyumba ukhoza kukhala wosangalatsa komanso wodetsa nkhawa. Akatswiri athu akale ndi ochuluka kuposa akatswiri angongole; iwo ndi abwenzi anu azachuma. Zilipo kuti mukambirane zolinga zanu, kuwunika momwe ndalama zanu zilili, ndikupereka malangizo omwe amakopa chidwi chanu. Timanyadira kukhala dzanja lotsogolera lomwe limakupatsani mphamvu kuti mupange zisankho zomveka bwino za tsogolo lanu.Kuyerekeza Ngongole,Credit Union Vs Mortgage Broker,Obwereketsa Kwambiri Panyumba Ku Florida, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kudzipereka kwathu pakuwonetsetsa kumapitilira magawo oyamba a ndondomeko ya ngongole yanyumba. Timaonetsetsa kuti mukumvetsetsa bwino zomwe mukuyenera kubwereketsa kubwereketsa nyumba, kuphatikiza chiwongola dzanja, chiwongola dzanja, ndi zotsekera. Palibe zodabwitsa pa tsiku lotseka. Ndife odzipereka kuti tikupatseni mafotokozedwe osavuta, opanda mawu, kuti mutha kuyang'ana molimba mtima pankhani yazachuma pakugula kwanu kapena kukonzanso ndalama. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Bangladesh, Jersey, Qatar, Zoonadi ngati chilichonse mwazinthuzi chingakhale chosangalatsa kwa inu, chonde tidziwitseni. Tidzakhala okondwa kukupatsani quotation mutalandira zambiri zatsatanetsatane. Tili ndi akatswiri athu a R&D mainjiniya kuti akwaniritse zofunikira zilizonse, Tikuyembekezera kulandira zomwe mukufuna posachedwa ndipo tikuyembekeza kukhala ndi mwayi wogwira nanu mtsogolo. Takulandilani kuti muwone gulu lathu.

-AAA Kubwereketsa

The katundu kutsatira chiphunzitso cha khalidwe zofunika, khulupirirani woyamba ndi kasamalidwe zapamwamba kuti athe kuonetsetsa odalirika mankhwala khalidwe ndi makasitomala khola.
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