Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

M'dziko lobwereketsa nyumba, kupezeka ndikofunikira. Pulatifomu yathu yobwereketsa ndalama ya digito idapangidwa ndi kusavuta kwanu m'malingaliro. Mutha kulembetsa kubwereketsa, kukweza zikalata, ndikuwona momwe ngongole yanu ikukulira pa intaneti, zonse kuchokera kunyumba kwanu. Tapanga luso la digito lomwe limakupatsani mwayi wowongolera, ndikuwonetsetsa kuti mutha kuyang'anira ntchito yanu yobwereketsa panjira yanu, 24/7.California Mortgage Broker Kapena Wobwereketsa,Kuyenerera Kosavuta,5 Star Mortgage Wobwereketsa, Zolinga zanu zachuma ndizopadera, ndipo tikukhulupirira kuti ngongole yanu iyenera kuwonetsa izi. Ku AAA LENDINGS, timapereka njira zingapo zangongole, iliyonse yogwirizana ndi zochitika zachuma zosiyanasiyana. Kaya ndinu katswiri wofunafuna nyumba yanu yoyamba, banja lomwe likukula lomwe likufunika malo ochulukirapo, kapena ndinu katswiri wochita bizinesi yemwe akukulitsa mbiri yanu yanyumba, tili ndi mapulogalamu angongole opangidwa kuti akwaniritse zosowa zanu zenizeni. Tikumvetsetsa kuti ulendo wanu wazachuma ndi wosiyana, ndipo njira zathu zogulitsira nyumba zimapangidwira kuti mukhale otanganidwa komanso osangalala ndi tsogolo lanu.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.

Mfundo Zazikulu za Pulogalamu

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.

Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Chiyeneretso

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Katundu Woyenera

Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kwa makasitomala athu ambiri, kubwereketsa ngongole sikumangotengera ndalama; ndichinthu chofunikira kwambiri pamoyo. Kaya ndinu ogula nyumba koyamba kapena mwakhala mukugulitsa nyumba ndi nyumba, timafikira pulogalamu iliyonse mosamala komanso mosamalitsa. Timatenga nthawi kuti timvetsetse zolinga zanu ndi zokhumba zanu, ndikuwonetsetsa kuti ngongole yanu ikugwirizana ndi masomphenya anu amtsogolo. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Chogulitsacho chidzaperekedwa ku dziko lonse lapansi, monga: Venezuela, Czech, Leicester, Takhala tikutsatira nzeru yokopa makasitomala ndi zinthu zabwino kwambiri ndi ntchito yabwino kwambiri. Tikulandira makasitomala, mabungwe ochita bizinesi ndi abwenzi ochokera kumadera onse adziko lapansi kuti atilumikizane ndikupempha mgwirizano kuti tipindule.

-AAA Kubwereketsa