Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Kudzipereka kwathu pakuwonetsetsa kumapitilira magawo oyamba a ndondomeko ya ngongole yanyumba. Timaonetsetsa kuti mukumvetsetsa bwino zomwe mukuyenera kubwereketsa kubwereketsa nyumba, kuphatikiza chiwongola dzanja, chiwongola dzanja, ndi zotsekera. Palibe zodabwitsa pa tsiku lotseka. Ndife odzipereka kuti tikupatseni mafotokozedwe osavuta, opanda mawu, kuti mutha kuyang'ana molimba mtima pankhani yazachuma pakugula kwanu kapena kukonzanso ndalama.Desktop Wabwino Wolemba,Illinois Mortgage Broker Kapena Wobwereketsa,Mortgage Broker Course, AAA LENDINGS yadzipereka kupanga ulendo wanu wobwereketsa nyumba kukhala zochitika zomwe zimakupatsirani mphamvu. Timamvetsetsa kuti chiyembekezo chokhala ndi ngongole yanyumba chingakhale chosangalatsa komanso chodetsa nkhawa. Ichi ndichifukwa chake tapanga njira yotengera obwereketsa yomwe simangofewetsa ntchitoyi komanso imakulimbikitsani ndikukuphunzitsani nthawi iliyonse. Cholinga chathu ndikupangitsa maloto anu a eni nyumba akwaniritsidwe ndikukudziwitsani komanso kusangalala ndi ntchitoyi.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.

Mfundo Zazikulu za Pulogalamu

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.

Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Chiyeneretso

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Katundu Woyenera

Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Chilato chakukhala ndi nyumba sichitha kwa anthu ogula nyumba. Ku AAA LENDINGS, tili ndi mapulogalamu apadera othandizira omwe si achikhalidwe. Ngati ndinu wodzilemba ntchito, mumapeza ndalama zosinthasintha, kapena mukukumana ndi mavuto azachuma, njira zathu zangongole zitha kukopa chidwi chanu. Timavomereza kusiyanasiyana kwa obwereketsa ndipo timafunafuna njira zatsopano zobwereketsa, kuwonetsetsa kuti ulendo wanu wopita kukhala eni nyumba ukhalabe wosangalatsa, mosasamala kanthu za chuma chanu. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Zobwereketsazi zizipezeka padziko lonse lapansi, monga: Bahamas, Malawi, Bangladesh, Ndiwopanga ma model okhalitsa komanso akulimbikitsa padziko lonse lapansi. Mulimonsemo, kutha ntchito zazikuluzikulu kwakanthawi kochepa, ndikofunikira kwa inu nokha zamtundu wabwino kwambiri. Motsogozedwa ndi mfundo ya Prudence, Efficiency, Union and Innovation. bizinesi imayesetsa kwambiri kukulitsa malonda ake apadziko lonse, kukweza bizinesi yake. rofit ndi kupititsa patsogolo kukula kwake. Takhala ndi chidaliro kuti tidzakhala ndi chiyembekezo champhamvu ndi kufalitsidwa padziko lonse lapansi m'zaka zikubwerazi.

-AAA Kubwereketsa

Oyang'anira ndi amasomphenya, ali ndi lingaliro la phindu logwirizana, kusintha kosalekeza ndi zatsopano, timakhala ndi zokambirana zabwino ndi Mgwirizano.
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