Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

AAA LENDINGS singobwereketsa; ndife bwenzi lanu lazachuma. Timatenga nthawi kuti timvetsere zolinga zanu zachuma ndi zokhumba zanu, ndikukupatsani chitsogozo choposa momwe mungagwiritsire ntchito. Kudzipereka kwathu pazachuma chanu kumapitilira kutseka mgwirizano, ndipo tadzipereka kukuthandizani kukwaniritsa zolinga zanu zanthawi yayitali, kaya ndi kukhala ndi nyumba, kugulitsa nyumba, kapena kuphatikiza ngongole.Mapulogalamu Obwereketsa Okhazikika,Mitengo ya Mortgage Broker,Malire a Ngongole Okhazikika a 2021, Monga gawo la kudzipereka kwathu kuti tipitirizebe kukhala patsogolo pamakampani, timayika ndalama zambiri paukadaulo wapamwamba kwambiri kuti tithandizire kubweza ngongole ndi kuvomereza. Izi sikuti zimangofulumizitsa ntchito yofunsira komanso zimakupatsirani zosintha zenizeni zenizeni pazomwe mukubwereketsa, kukupatsani mtendere wamumtima ndikuchotsa kusatsimikizika komwe kungabwere ndi njira yobwereketsa nyumba. Njira yathu yoyendetsedwa ndi chatekinoloje imatilola kukupatsani chidziwitso chosavuta komanso chosavuta, ndikupangitsa ulendo wanu kukhala eni nyumba kapena kubweza ndalama kukhala wothandiza momwe mungathere.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.

Mfundo Zazikulu za Pulogalamu

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.

Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Chiyeneretso

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Katundu Woyenera

Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kukonzekera tsogolo lanu lazachuma kumayamba ndi mnzanu woyenera kubwereketsa nyumba, ndipo ku AAA LENDINGS, tadzipereka kukuthandizani kukwaniritsa maloto anu. Timamvetsetsa kuti ulendo wopita ku eni nyumba ukhoza kukhala wosangalatsa komanso wodetsa nkhawa. Akatswiri athu akale ndi ochuluka kuposa akatswiri angongole; iwo ndi abwenzi anu azachuma. Zilipo kuti mukambirane zolinga zanu, kuwunika momwe ndalama zanu zilili, ndikupereka malangizo omwe amakopa chidwi chanu. Timanyadira kukhala dzanja lotsogolera lomwe limakupatsani mphamvu kuti mupange zisankho zomveka bwino za tsogolo lanu. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: Korea, Nepal, Mauritania, Ndithudi, mtengo wampikisano, phukusi loyenera ndi kutumiza panthawi yake kudzatsimikiziridwa malinga ndi zofuna za makasitomala. Tikukhulupirira moona mtima kuti tidzapanga ubale wabizinesi ndi inu pamaziko a phindu limodzi ndi phindu posachedwapa. Takulandirani mwansangala kuti mutilumikizane ndikukhala ogwirizana athu mwachindunji.

-AAA Kubwereketsa

Mwambiri, timakhutira ndi mbali zonse, zotsika mtengo, zapamwamba, zoperekera mwachangu komanso kalembedwe kabwino ka procuct, tidzakhala ndi mgwirizano wotsatira!
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