Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Ngakhale obwereketsa ambiri achepetsa kuchuluka kwawo, tikupitiliza kukulitsa kupezeka kwathu m'maboma osiyanasiyana, kuthandiza obwereketsa m'maboma 45, kuphatikiza misika ina yamphamvu kwambiri monga California ndi Texas. Kufikira kwathu kokulirapo kumatilola kumvetsetsa ndikusinthira kumadera osiyanasiyana, kuwonetsetsa kuti makasitomala athu m'maboma osiyanasiyana alandila thandizo la komweko pomwe akupindulabe ndi ukatswiri wadziko lonse.Zofunikira za Mortgage Broker,Rate Mapepala,Wobwereketsa Ngongole kapena Bank, Chimodzi mwazinthu zomwe timapereka ndi zomwe timabwereketsa za 'Non-QM', ndipo timanyadira kutsogolera gulu lobwereketsali. Ndife apadera kwambiri paderali, ndife odziwa zambiri komanso kulowa msika mwachangu, zomwe zimatipangitsa kukhala aluso pakumvetsetsa ndikukwaniritsa zosowa zanu zachuma. Kuyenda njira yopita ku zolinga zanu zachuma kumakhala kosavuta, ulendo wotheka wotheka ndi AAA LENDINGS pambali panu. Dziwani mphamvu yakubwereketsa makonda ndi ife lero, ndipo tiyeni tikuthandizeni kukwaniritsa zofuna zanu zachuma.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.

Mfundo Zazikulu za Pulogalamu

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.

Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Chiyeneretso

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Katundu Woyenera

Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kudzipereka kwathu pakuchita bwino komanso kudzipereka kwa makasitomala athu kwatilimbikitsa kukulitsa ntchito zathu m'maboma 45, kuphatikiza Arizona, California, Washington DC, Florida, Nevada, ndi Texas, pakati pa ena. Komabe, kupambana kwathu sikumangofotokozedwa ndi manambala. Ndemanga zabwino zambiri komanso mbiri yamphamvu yapakamwa yomwe tapeza ndi umboni wa chidaliro ndi chidaliro chomwe msika wayika mwa ife. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Bahamas, Saudi Arabia, French, Timakhulupirira kuti maubwenzi abwino amalonda adzabweretsa phindu limodzi ndi kusintha kwa mbali zonse ziwiri. Tsopano takhazikitsa maubale ogwirizana anthawi yayitali komanso opambana ndi makasitomala ambiri kudzera mu chidaliro chawo pazantchito zathu zokhazikika komanso kukhulupirika pochita bizinesi. Timakhalanso ndi mbiri yabwino chifukwa cha ntchito zathu zabwino. Kuchita bwino kudzayembekezeredwa ngati mfundo yathu ya umphumphu. Kudzipereka ndi Kukhazikika zidzakhalabe monga kale.

-AAA Kubwereketsa

Kampaniyo imatha kuyenderana ndi kusintha kwa msika wamakampaniwa, zosintha mwachangu komanso mtengo wake ndi wotsika mtengo, uwu ndi mgwirizano wathu wachiwiri, ndizabwino.
5 Nyenyezi