Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo.Makampani Apamwamba Obweza Nyumba Kuti Agwire Ntchito,Nambala Yachitetezo cha Social Pakufunsira Ngongole Yanyumba,Ngongole ya Mortgage Lender, Ku AAA LENDINGS, kudzipereka kwathu kuchita bwino kumafikira ku gulu lathu. Ndife onyadira kukhala ndi gulu lodzipereka la akatswiri omwe ali akatswiri pantchito yobwereketsa nyumba. Oyang'anira ngongole athu si akatswiri chabe; iwo ndi abwenzi anu. Ali pano kuti akutsogolereni njira yonse yobwereketsa, kuyambira kufunsira mpaka potseka. Timanyadira ukatswiri wa gulu lathu, kuwonetsetsa kuti mumalandira chithandizo chapamwamba kwambiri komanso chithandizo.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereketsa ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito zofunika; Palibe DTI.

Mfundo Zazikulu za Pulogalamu

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Kodi ATR-In-Full ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yazachuma, yomwe imakhala ndi katundu wokha.

Sitidzawerengera DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa muzofunsira zitha kuonedwa kuti ndizofunika kwambiri kwa wolembayo. M'malo mwake, ikhoza kusiyidwa yopanda kanthu.

Chiyeneretso

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole ya refinance, zinthu zonse zololeka ziyenera kufanana ndi ndalama zonse zangongole kuphatikiza ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Katundu Woyenera

Cash, stocks, bond and personal liquid assets (palibe katundu) = 100%.
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu.
Palibe ndalama zabizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kudzipereka kwathu pakuwonetsetsa kumapitilira magawo oyamba a ndondomeko ya ngongole yanyumba. Timaonetsetsa kuti mukumvetsetsa bwino zomwe mukuyenera kubwereketsa kubwereketsa nyumba, kuphatikiza chiwongola dzanja, chiwongola dzanja, ndi zotsekera. Palibe zodabwitsa pa tsiku lotseka. Ndife odzipereka kuti tikupatseni mafotokozedwe osavuta, opanda mawu, kuti mutha kuyang'ana molimba mtima pankhani yazachuma pakugula kwanu kapena kukonzanso ndalama. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Vancouver, Japan, Pakistan, Ndi khalidwe labwino, mtengo wololera ndi utumiki wowona mtima, timasangalala ndi mbiri yabwino. Zogulitsa zimatumizidwa ku South America, Australia, Southeast Asia ndi zina zotero. Landirani mwachikondi makasitomala kunyumba ndi kunja kuti agwirizane nafe tsogolo labwino.

-AAA Kubwereketsa

Ku China, tagula nthawi zambiri, nthawi ino ndi yopambana kwambiri komanso yokhutiritsa kwambiri, yowona mtima komanso yowona yopanga Chinese!
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