Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Kukonzekera tsogolo lanu lazachuma kumayamba ndi mnzanu woyenera kubwereketsa nyumba, ndipo ku AAA LENDINGS, tadzipereka kukuthandizani kukwaniritsa maloto anu. Timamvetsetsa kuti ulendo wopita ku eni nyumba ukhoza kukhala wosangalatsa komanso wodetsa nkhawa. Akatswiri athu akale ndi ochuluka kuposa akatswiri angongole; iwo ndi abwenzi anu azachuma. Zilipo kuti mukambirane zolinga zanu, kuwunika momwe ndalama zanu zilili, ndikupereka malangizo omwe amakopa chidwi chanu. Timanyadira kukhala dzanja lotsogolera lomwe limakupatsani mphamvu kuti mupange zisankho zomveka bwino za tsogolo lanu.Zomwe Zikugwirizana ndi Ngongole,Mortgage Loan Guide,Mortgage Wobwereketsa Zillow, Pa AAA LENDINGS, timakhulupirira kuti kukhala ndi nyumba kuyenera kukhala kosangalatsa komanso kokwanira. Kuti tichitepo kanthu ndikukusangalatsani paulendowu, timapereka mwayi wofikira kudera la eni nyumba athu. Lumikizanani ndi ena m'njira yomweyo, gawanani zokumana nazo, ndikupeza zidziwitso zofunikira kuti ulendo wanu wa eni nyumba ukhale wosangalatsa komanso wopatsa chidwi. Nyumba yanu si malo chabe; ndi dera komanso moyo, ndipo tabwera kuti ulendowu ukhale wosangalatsa kwambiri.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa ku dziko lonse lapansi, monga: Sheffield, Jamaica, Rio de Janeiro, Malingana ndi akatswiri odziwa bwino ntchito, malamulo onse opangira zojambula-zojambula kapena zitsanzo amalandiridwa. Tapambana mbiri yabwino yamakasitomala apamwamba pakati pa makasitomala athu akunja. Tidzapitilizabe kuyesetsa kukupatsirani zinthu zabwino komanso ntchito yabwino kwambiri. Tikuyembekezera kukutumikirani.

-AAA Kubwereketsa