Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Nthawi yanu ndi yamtengo wapatali, ndipo timalemekeza zimenezo. Ku AAA LENDINGS, tadzipereka kukonza njira yobwereketsa nyumba kuti tikupulumutseni nthawi ndi mphamvu. Pulogalamu yathu yapaintaneti ndiyosavuta kugwiritsa ntchito ndipo idapangidwa kuti mukhale ndi chidwi. Mutha kumaliza ntchitoyo pa liwiro lanu, kuchokera kunyumba kwanu kapena ofesi. Tikudziwa kuti muli ndi moyo wotanganidwa, ndipo tikufuna kupanga njira yobwereketsa nyumba kukhala yosangalatsa, yothandiza komanso yopulumutsa nthawi.Malangizo Okhazikika pa Ngongole 2021,CFl Wobwereketsa,Malire a Ngongole Okhazikika, Ku AAA LENDINGS, ndife bwenzi lanu kwa nthawi yayitali. Ntchito zathu pambuyo potseka zidapangidwa kuti zizikupangitsani kukhala otanganidwa ngakhale ngongole yanu yanyumba itatetezedwa. Timapereka zothandizira nthawi zonse, monga maupangiri okonza nyumba, malangizo oyendetsera ndalama, komanso kubweza ngongole zanyumba nthawi ndi nthawi kuwonetsetsa kuti zolinga zanu zachuma zikuyenda bwino. Ubale wathu ndi inu sutha pa kutseka; ndiko kudzipereka kosatha ku chuma chanu chabwino.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Zobwereketsazi zidzaperekedwa padziko lonse lapansi, monga: Finland, Spain, Eindhoven, Iwo ndi okhazikika otsanzira komanso amalimbikitsa bwino padziko lonse lapansi. Mulimonse momwe zingakhalire, ntchito zazikuluzikulu zitha kutha mwachangu, ndizofunikira kwa inu zamtundu wabwino kwambiri. Motsogozedwa ndi mfundo ya Prudence, Efficiency, Union and Innovation. kampaniyo ikuyesetsa kwambiri kukulitsa malonda ake apadziko lonse lapansi, kukweza phindu la kampani yake ndikukweza kuchuluka kwa katundu wake wogulitsa kunja. Tili ndi chidaliro kuti tidzakhala ndi chiyembekezo chosangalatsa komanso kufalitsidwa padziko lonse lapansi m'zaka zikubwerazi.

-AAA Kubwereketsa