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Tsatanetsatane wa Zamalonda

Nthawi yanu ndi yamtengo wapatali, ndipo timalemekeza zimenezo. Ku AAA LENDINGS, tadzipereka kukonza njira yobwereketsa nyumba kuti tikupulumutseni nthawi ndi mphamvu. Pulogalamu yathu yapaintaneti ndiyosavuta kugwiritsa ntchito ndipo idapangidwa kuti mukhale ndi chidwi. Mutha kumaliza ntchitoyo pa liwiro lanu, kuchokera kunyumba kwanu kapena ofesi. Tikudziwa kuti muli ndi moyo wotanganidwa, ndipo tikufuna kupanga njira yobwereketsa nyumba kukhala yosangalatsa, yothandiza komanso yopulumutsa nthawi.Wobwereketsa Ngongole kapena Bank,Pulogalamu Yowononga Zinthu,Wobwereketsa Wobwereketsa Kwambiri, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.
- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.
 
Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

- Kubwereketsa kwa AAA Non-QM Njira Yokhayo Yoyenera - ATR-In-Full - AAA Lendings zithunzi zatsatanetsatane

Zogwirizana nazo:
Chilato chakukhala ndi nyumba sichitha kwa anthu ogula nyumba. Ku AAA LENDINGS, tili ndi mapulogalamu apadera othandizira omwe si achikhalidwe. Ngati ndinu wodzilemba ntchito, mumapeza ndalama zosinthasintha, kapena mukukumana ndi mavuto azachuma, njira zathu zangongole zitha kukopa chidwi chanu. Timavomereza kusiyanasiyana kwa obwereketsa ndipo timafunafuna njira zatsopano zobwereketsa, kuwonetsetsa kuti ulendo wanu wopita kukhala eni nyumba ukhalabe wosangalatsa, mosasamala kanthu za chuma chanu. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Kyrgyzstan, Swansea, French, Kampani yathu nthawi zonse imayang'ana kwambiri chitukuko cha msika wapadziko lonse. Tili ndi makasitomala ambiri ku Russia, mayiko aku Europe, USA, mayiko aku Middle East ndi mayiko aku Africa. Nthawi zonse timatsatira kuti khalidwe ndi maziko pamene utumiki ndi chitsimikizo kukumana ndi makasitomala onse.
    • Takhala tikugwirizana ndi kampaniyi kwa zaka zambiri, kampaniyo nthawi zonse imatsimikizira kubereka kwake, khalidwe labwino ndi nambala yolondola, ndife othandizana nawo.
    5 NyenyeziWolemba Mona waku Lyon - 2017.03.28 16:34
    Sikophweka kupeza katswiri woteroyo komanso wothandizira wodalirika masiku ano. Ndikukhulupirira kuti titha kukhalabe ndi mgwirizano wautali.
    5 NyenyeziWolemba Bella waku London - 2018.06.19 10:42

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