Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife.Chidwi Chokhazikika,Mortgage Broker Vs Bank,Zofunikira za Wobwereketsa Ngongole, Timamvetsetsa kuti kusankha wobwereketsa nyumba ndi chisankho chofunikira. Kuti tikuthandizeni kulumikizana ndi AAA LENDINGS, tikukupatseni mwayi wofunsana popanda zovutitsa, osakakamizika kuchitapo kanthu ndi akatswiri athu obwereketsa ngongole. Kukhudza kwanu kumeneku kumakupatsani mwayi woti mumve za njira yathu ndikufunsa mafunso aliwonse omwe mungakhale nawo. Ndife ofunitsitsa kucheza nanu, kumvetsetsa zolinga zanu, ndikukupatsani zidziwitso zofunika, zonse mukamakambirana momasuka komanso mwachidziwitso.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa padziko lonse lapansi, monga: Uzbekistan, Moldova, Austria, Timaumirira pa Quality First, Mbiri Yoyamba ndi Makasitomala Choyamba. Ndife odzipereka kupereka zinthu zapamwamba komanso ntchito zabwino pambuyo pogulitsa. Mpaka pano, malonda athu akhala zimagulitsidwa ku mayiko oposa 60 ndi madera padziko lonse, monga America, Australia ndi Europe. Timasangalala ndi mbiri yapamwamba kwathu ndi kunja. Nthawi zonse kulimbikira mfundo za Ngongole, Makasitomala ndi Ubwino, tikuyembekezera mgwirizano ndi anthu m'mikhalidwe yonse kuti tipindule.

-AAA Kubwereketsa