Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Ngakhale obwereketsa ambiri achepetsa kuchuluka kwawo, tikupitiliza kukulitsa kupezeka kwathu m'maboma osiyanasiyana, kuthandiza obwereketsa m'maboma 45, kuphatikiza misika ina yamphamvu kwambiri monga California ndi Texas. Kufikira kwathu kokulirapo kumatilola kumvetsetsa ndikusinthira kumadera osiyanasiyana, kuwonetsetsa kuti makasitomala athu m'maboma osiyanasiyana alandila thandizo la komweko pomwe akupindulabe ndi ukatswiri wadziko lonse.Wobwereketsa Wobwereketsa Kwambiri,Ngongole Yopeza Ndalama,Maphunziro a Mortgage Broker, Pa AAA LENDINGS, timamvetsetsa kuti kusankha wobwereketsa ngongole ndi chisankho chofunikira kwambiri. Ichi ndichifukwa chake timachita zambiri kuti tikuthandizeni kukhala oyitanitsa momwe tingathere. Timapereka tsamba losavuta kugwiritsa ntchito lomwe lili ndi navigation yosavuta, kuwonetsetsa kuti mutha kupeza zambiri zofunikira mosavuta. Mupezanso zida zothandiza ndi zothandizira monga zowerengera zanyumba ndi zolemba zamabulogu, zopangidwira kukupatsani mphamvu ndi chidziwitso ndikupanga ulendo wanu wobwereketsa kukhala wosangalatsa komanso wophunzitsa.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kwa makasitomala athu ambiri, kubwereketsa ngongole sikumangotengera ndalama; ndichinthu chofunikira kwambiri pamoyo. Kaya ndinu ogula nyumba koyamba kapena mwakhala mukugulitsa nyumba ndi nyumba, timafikira pulogalamu iliyonse mosamala komanso mosamalitsa. Timatenga nthawi kuti timvetsetse zolinga zanu ndi zokhumba zanu, ndikuwonetsetsa kuti ngongole yanu ikugwirizana ndi masomphenya anu amtsogolo. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Zogulitsazo zidzaperekedwa kudziko lonse lapansi, monga: Swiss, Myanmar, Sheffield, Ndiwokhazikika motsatizana ndi kulimbikitsa bwino padziko lonse lapansi. Osasowa ntchito zazikulu munthawi yochepa, ndizofunikira kwa inu zamtundu wabwino kwambiri. Motsogozedwa ndi mfundo ya Prudence, Efficiency, Union and Innovation. bungwe. yesetsani kukulitsa malonda ake apadziko lonse, kukweza bungwe lake. rofit ndikukweza kukula kwake kwa katundu wotumiza kunja. Tili ndi chidaliro kuti tidzakhala ndi chiyembekezo chowala ndi kufalitsidwa padziko lonse lapansi m'zaka zikubwerazi.

-AAA Kubwereketsa