Wholesale - AAA Lendings Non-QM Interested Program – Diamond Jumbo (Yofanana ndi Ngongole Yachizolowezi) – AAA Lendings obwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Kupanga zatsopano ndi gawo la DNA yathu. Timafunafuna mosalekeza njira zowonjezerera kubweza ngongole kwa makasitomala athu. Njira yathu yamakono yogwiritsira ntchito pa intaneti, kasamalidwe ka zikalata zotetezedwa, ndi njira zoyankhulirana za digito zimapereka ulendo wobwereketsa wopanda mapepala. Ndi AAA LENDINGS, mutha kuyembekezera kubwereketsa kwanyumba kwamakono, kothandiza, komanso kotetezeka komwe kumayenderana ndi dziko lothamanga kwambiri laukadaulo. Kumasuka kwanu ndi chitetezo ndizofunika kwambiri kwa ife.Zoneneratu za Mortgage Rate,Massachusetts Mortgage Broker Kapena Wobwereketsa,Chidwi Chokhazikika, Timayamikira nthawi yanu, ndipo tikumvetsa kuti ndondomeko yanu siinagwirizane ndi nthawi zamalonda zachikhalidwe. Ichi ndichifukwa chake chithandizo chathu chamakasitomala chimapezeka kupitilira zenera la 9-to-5. Kaya muli ndi mafunso madzulo kapena kumapeto kwa sabata, tabwera kuti tikuthandizeni. Maola athu otalikirapo othandizira amafuna kugwirizanitsa makasitomala powonetsa kudzipereka kwathu pakukhalapo pomwe mukufuna kutifuna kwambiri. Kusavuta kwanu ndiye chinthu chofunikira kwambiri kwa ife, ndipo tabwera kuti tikupangitseni ulendo wanu wobwereketsa nyumba kukhala wosangalatsa komanso wopanda zovuta momwe mungathere.

- AAA Lendings Non-QM Interested Program - Diamond Jumbo (Yofanana ndi Ngongole Yachizolowezi) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-8

Mwachidule

Diamond Jumbo, kwa obwereka omwe sangathe kuchita Non-agency Jumbo. Ngongole zambiri/ DTI Yapamwamba/ Yapamwamba LTV/ Katundu wopandamalire wandalama.

Tsatanetsatane

1) Max DTI 55%;
2) Kufikira $ 4M ngongole ya ngongole;
3) Mpaka 90% LTV;
4) Palibe MI (Mortgage Inshuwalansi);
5) 660 kapena zambiri zangongole;
6) miyezi 6 kapena kupitilira apo;
7) Kubweza msonkho kwa chaka cha 1 kulipo.

Pulogalamuyi ndi chiyani?

Kodi mudakumanapo ndi zomwe zili pansipa?
• Wobwereketsa sangalole pempho lanu lalikulu la ngongole?
• Kodi simungathe kufika pa LTV yapamwamba yomwe mukufuna?
• Kodi obwereketsa omwe si a bungwe sangakupatseni ngongole zongopereka ndalama?
• Kodi wobwereketsa amafuna kuti mugule MI(Mortgage Insurance)?
Ngati munakumanapo ndi zochitika zamanyazi izi, ndiye kuti palibe nkhawa. Obwereketsa omwe si a QM alinso ndi mapulogalamu otere, ofanana ndi ngongole zamabungwe. Komabe, obwereketsa omwe si a QM omwe ali ndi ngongole ya {Full Docs} ali ndi malire ochepera kuposa omwe amabwereketsa a Full Documents. Muli ndi kusankha bwinoko tsopano. Mfundo imodzi yofunika kwambiri yomwe mungasamalire ndi iyi: Mutha kulembetsa pulogalamu iyi pokhapokha ngati simungakwanitse kubwereketsa ngongole ya FNMA kapena FHMLC.

Kodi pali kusiyana kotani kwa pulogalamu ya Non-QM Full Document ndi bungwe la Full qualify?

Nthawi zambiri, ambiri mwa omwe adalembetsa atha kulembetsa kubwereketsa wamba ku Jumbo ndicholinga chokweza ngongole. Komabe, m'zokumana nazo zathu, pulogalamu wamba ya Jumbo siyosavuta kutseka. Pulogalamuyi ili ndi zofunikira zochepa kuposa ngongole zamabungwe, ndipo ilinso ndi nthawi yayitali.

Komabe, nthawi zina, olembetsawo sangathe kuyenerera kapena kupitiliza ndi pulogalamu wamba ya Jumbo, chifukwa chake amatha kupanga zinthu zomwe si za QM, kuti akwaniritse cholinga chawo, monga kuchuluka kwa ngongole / Cash-out/ LTV/ Ngongole, ndi zina zambiri.

Zolemba Zathu Zopanda QM Zokwanira Zopeza Zopanda QM zimapezeka kwa obwereketsa omwe ali ndi ngongole zazikulu komanso ngongole zofananira zomwe zili kunja kwa magawo a Ma Mortgages Oyenerera. Ngongole zomwe zili mu pulogalamuyi siziyenera kugulitsidwa ku Boma lililonse.

Ubwino wake ndi wotani?

Mukawerenga mawu omwe ali pamwambawa, nayi chidule cha maubwino a chidziwitso chanu:

Ngongole yayikulu, yochulukirapo kuposa ngongole za mabungwe;
Kuchuluka kwa DTI, malire otsika;
Palibe MI (Mortgage Insurance) yofunikira;
Kutulutsa ndalama kumaloledwa;
Ma LTV apamwamba, apamwamba kuposa ngongole zamabungwe.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

AAA LENDINGS imanyadira kutengapo mbali kwathu m'dera lathu komanso udindo wathu pagulu. Timakhulupirira kuti kukhala wobwereketsa wodalirika kumatanthauza kubwezera kumadera omwe timatumikira. Gulu lathu limatenga nawo gawo pazantchito zothandiza anthu, kuthandizira zomwe zikuchitika kwanuko, komanso kupititsa patsogolo maphunziro azachuma. Sitili pa bizinesi yopereka ngongole; ndife odzipereka kuti tithandize makasitomala athu komanso madera omwe amati ndi kwawo. – AAA Lendings Non-QM Interested Program – Diamond Jumbo (Similar with Conventional Loan) – AAA Lendings , Chogulitsacho chidzaperekedwa ku dziko lonse lapansi, monga: Malta, Swaziland, Kuwait, Chonde khalani omasuka kutitumizira zomwe mukufuna ndipo tidzakuyankhani mwamsanga. Tili ndi gulu laukatswiri waukadaulo kuti likuthandizireni pazomwe mukufuna mwatsatanetsatane. Zitsanzo zopanda mtengo zitha kutumizidwa kuti inu nokha mumvetse zambiri. Kuti mukwaniritse zomwe mukufuna, chonde khalani omasuka kulumikizana nafe. Mutha kutitumizira maimelo ndikulumikizana nafe mwachindunji. Komanso, timalandira alendo ku fakitale yathu padziko lonse lapansi kuti azindikire bwino gulu lathu. ndi zinthu. Pochita malonda athu ndi amalonda a mayiko ambiri, nthawi zambiri timatsatira mfundo yofanana ndi kupindula. Ndichiyembekezo chathu kugulitsa, mwa kuyesetsa limodzi, malonda ndi ubwenzi uliwonse kuti tipindule. Tikuyembekezera kupeza mafunso anu.

-AAA Kubwereketsa

Titha kunena kuti uyu ndiye wopanga bwino kwambiri yemwe tidakumana naye ku China mumakampani awa, timamva mwayi wogwira ntchito ndi wopanga bwino kwambiri.
5 Nyenyezi