Wholesale - AAA Lendings Non-QM Interested Program – Diamond Jumbo (Yofanana ndi Ngongole Yachizolowezi) – AAA Lendings obwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Nthawi yanu ndi yamtengo wapatali, ndipo timalemekeza zimenezo. Ku AAA LENDINGS, tadzipereka kukonza njira yobwereketsa nyumba kuti tikupulumutseni nthawi ndi mphamvu. Pulogalamu yathu yapaintaneti ndiyosavuta kugwiritsa ntchito ndipo idapangidwa kuti mukhale ndi chidwi. Mutha kumaliza ntchitoyo pa liwiro lanu, kuchokera kunyumba kwanu kapena ofesi. Tikudziwa kuti muli ndi moyo wotanganidwa, ndipo tikufuna kupanga njira yobwereketsa nyumba kukhala yosangalatsa, yothandiza komanso yopulumutsa nthawi.Mndandanda Wobwereketsa Wanyumba 2021,Kutsimikizika Kolembedwa Kwa Ntchito,Inshuwalansi ya Chigumula, Tikumvetsetsa kuti kukhala ndi nyumba ndi ndalama zambiri, ndipo mukufuna kutsimikiza kuti mukusankha bwino. Ichi ndichifukwa chake timakupatsirani zilolezo zomwe zimakopa chidwi chanu. Njira yathu yovomerezera chisanadze ndi yachangu komanso yowongoka, kukupatsirani chithunzi chowonekera bwino cha kubwereka kwanu. Ndi chidziwitso ichi m'manja, mutha kufufuza molimba mtima msika wogulitsa nyumba, podziwa kuti ndinu ogula kwambiri komanso oyenerera.

- AAA Lendings Non-QM Interested Program - Diamond Jumbo (Yofanana ndi Ngongole Yachizolowezi) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-8

Mwachidule

Diamond Jumbo, kwa obwereka omwe sangathe kuchita Non-agency Jumbo. Ngongole zambiri/ DTI Yapamwamba/ Yapamwamba LTV/ Katundu wopandamalire wandalama.

Tsatanetsatane

1) Max DTI 55%;
2) Kufikira $ 4M ngongole ya ngongole;
3) Mpaka 90% LTV;
4) Palibe MI (Mortgage Inshuwalansi);
5) 660 kapena zambiri zangongole;
6) miyezi 6 kapena kupitilira apo;
7) Kubweza msonkho kwa chaka cha 1 kulipo.

Pulogalamuyi ndi chiyani?

Kodi mudakumanapo ndi zomwe zili pansipa?
• Wobwereketsa sangalole pempho lanu lalikulu la ngongole?
• Kodi simungathe kufika pa LTV yapamwamba yomwe mukufuna?
• Kodi obwereketsa omwe si a bungwe sangakupatseni ngongole zongopereka ndalama?
• Kodi wobwereketsa amafuna kuti mugule MI(Mortgage Insurance)?
Ngati munakumanapo ndi zochitika zamanyazi izi, ndiye kuti palibe nkhawa. Obwereketsa omwe si a QM alinso ndi mapulogalamu otere, ofanana ndi ngongole zamabungwe. Komabe, obwereketsa omwe si a QM omwe ali ndi ngongole ya {Full Docs} ali ndi malire ochepera kuposa omwe amabwereketsa a Full Documents. Muli ndi kusankha bwinoko tsopano. Mfundo imodzi yofunika kwambiri yomwe mungasamalire ndi iyi: Mutha kulembetsa pulogalamu iyi pokhapokha ngati simungakwanitse kubwereketsa ngongole ya FNMA kapena FHMLC.

Kodi pali kusiyana kotani kwa pulogalamu ya Non-QM Full Document ndi bungwe la Full qualify?

Nthawi zambiri, ambiri mwa omwe adalembetsa atha kulembetsa kubwereketsa wamba ku Jumbo ndicholinga chokweza ngongole. Komabe, m'zokumana nazo zathu, pulogalamu wamba ya Jumbo siyosavuta kutseka. Pulogalamuyi ili ndi zofunikira zochepa kuposa ngongole zamabungwe, ndipo ilinso ndi nthawi yayitali.

Komabe, nthawi zina, olembetsawo sangathe kuyenerera kapena kupitiliza ndi pulogalamu wamba ya Jumbo, chifukwa chake amatha kupanga zinthu zomwe si za QM, kuti akwaniritse cholinga chawo, monga kuchuluka kwa ngongole / Cash-out/ LTV/ Ngongole, ndi zina zambiri.

Zolemba Zathu Zopanda QM Zokwanira Zopeza Zopanda QM zimapezeka kwa obwereketsa omwe ali ndi ngongole zazikulu komanso ngongole zofananira zomwe zili kunja kwa magawo a Ma Mortgages Oyenerera. Ngongole zomwe zili mu pulogalamuyi siziyenera kugulitsidwa ku Boma lililonse.

Ubwino wake ndi wotani?

Mukawerenga mawu omwe ali pamwambawa, nayi chidule cha maubwino a chidziwitso chanu:

Ngongole yayikulu, yochulukirapo kuposa ngongole za mabungwe;
Kuchuluka kwa DTI, malire otsika;
Palibe MI (Mortgage Insurance) yofunikira;
Kutulutsa ndalama kumaloledwa;
Ma LTV apamwamba, apamwamba kuposa ngongole zamabungwe.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kuyendera malo obwereketsa kungakhale kovuta, koma AAA LENDINGS imapangitsa kuti ntchitoyi ikhale yosavuta, ndikupangitsa kuti ikhale yosangalatsa komanso yopanda nkhawa. Timapereka njira yosonkhanitsira zolemba zomveka bwino komanso zazifupi, zomwe zimakupatsani mwayi wotsitsa zolemba zofunika pa intaneti. Tikudziwa bwino kuti nthawi yanu ndi yofunika, ndipo popangitsa kuti ntchitoyi ikhale yosavuta, timakupangitsani kukhala otanganidwa ndikuwongolera ulendo wanu wobwereketsa. - AAA Lendings Non-QM Interested Programme - Diamond Jumbo (Zofanana ndi Ngongole Yachizolowezi) - Kubwereketsa kwa AAA , Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: Porto, Seattle, Danish, Monga njira yogwiritsira ntchito gwero pazambiri zokulirakulira pazamalonda apadziko lonse lapansi, timalandira chiyembekezo kuchokera kulikonse pa intaneti komanso pa intaneti. Mosasamala kanthu za zinthu zamtengo wapatali zomwe timakupatsirani, ntchito zoyankhulirana zogwira mtima komanso zokhutiritsa zimaperekedwa ndi gulu lathu loyenerera pambuyo pogulitsa. Mndandanda wazinthu ndi magawo akuzama ndi zina zilizonse zomwe zidzatumizidwa kwa inu munthawi yake kuti mufufuze. Chifukwa chake muyenera kulumikizana nafe potitumizira maimelo kapena kutiimbira foni mukakhala ndi mafunso okhudza gulu lathu. mutha kupezanso zambiri zama adilesi patsamba lathu ndikubwera kubizinesi yathu. Timapeza kafukufuku wamalonda athu. Tili ndi chidaliro kuti tigawana zomwe takwaniritsa komanso kupanga mgwirizano wolimba ndi anzathu pamsika uno. Tikufuna mafunso anu.

-AAA Kubwereketsa

Kampaniyo imatha kuyenderana ndi kusintha kwa msika wamakampaniwa, zosintha mwachangu komanso mtengo wake ndi wotsika mtengo, uwu ndi mgwirizano wathu wachiwiri, ndizabwino.
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