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Tsatanetsatane wa Zamalonda

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo.Upangiri Wapamwamba wa Mortgage Lenders Scotsman,Ngongole Yanyumba,Mortgage Yogulitsa, Monga gawo la kudzipereka kwathu kuti tipitirizebe kukhala patsogolo pamakampani, timayika ndalama zambiri paukadaulo wapamwamba kwambiri kuti tithandizire kubweza ngongole ndi kuvomereza. Izi sikuti zimangofulumizitsa ntchito yofunsira komanso zimakupatsirani zosintha zenizeni zenizeni pazomwe mukubwereketsa, kukupatsani mtendere wamumtima ndikuchotsa kusatsimikizika komwe kungabwere ndi njira yobwereketsa nyumba. Njira yathu yoyendetsedwa ndi chatekinoloje imatilola kukupatsani chidziwitso chosavuta komanso chosavuta, ndikupangitsa ulendo wanu kukhala eni nyumba kapena kubweza ndalama kukhala wothandiza momwe mungathere.
- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Wopanda dzina-2

Mwachidule

Si onse obwereka omwe amakwanira bwino m'mabokosi omwe amafunidwa ndi obwereketsa achikhalidwe. Obwereketsa ena ndi osunga ndalama, odzilemba okha ntchito, amalonda, opuma pantchito, kapena kungopeza ndalama zawo. Ndi anthu omwe ali ndi udindo pazachuma, koma sangakhale ndi magwero a ndalama omwe angathe kuwerengeka mosavuta.

AAA LENDINGS Mapulogalamu a Mortgage akuchepetsa Chuma amalola obwereketsa amtunduwu kuti agwiritse ntchito chuma chawo komanso bizinesi ngati njira yoti athe kubweza ngongole yanyumba.

Mfundo Zazikulu za Pulogalamu

1) Kufikira $ 2.5M ngongole ya ngongole;
2) Mpaka 80% LTV;
3) Chiŵerengero cha DTI ndi 50%;
4) Kutulutsa ndalama kumavomerezedwa;
5) Palibe zambiri zokhudza ntchito;

Kodi Kuwonongeka Kwakatundu ndi Chiyani?

• Kodi ntchito yanu kapena ndalama zanu zalephera kuti mukhale ndi ngongole yanyumba?
Kodi muli ndi katundu wokwanira mu akaunti yanu?
• Kodi mudangogulitsa malo amodzi ndikufuna kugula nyumba ina?
Kodi simukufuna kupereka zolemba zamitundumitundu?
Kodi mukudabwa momwe obwereketsa amavomerezera ngongole yanu popanda kuganizira za DTI?

Kuchepetsa / Kugwiritsa Ntchito Katundu kumathandiza olembetsa awa mukakhala muzochitika izi. Ndi pulogalamu ya Non-QM, yomwe imatchedwanso "katundu wokha". Obwereketsa safunikira kupereka zidziwitso zilizonse zantchito kapena zikalata zopeza ndalama akapempha kuti Asset Depletion.
Itha kugwiritsidwa ntchito ngati njira yokhayo yopezera ndalama pakuyenereza ngongole kapena kuwonjezera ndalama zina. Zomwe zimafunikira pazachuma pansi pa njira yoyenerera zimachotsedwa zikagwiritsidwa ntchito kuwonjezera ndalama zina, .

Ubwino Wowonongeka Kwakatundu

1) Palibe chifukwa choperekera zikalata zopezera ndalama;
2) Pulayimale Yokha;
3) Zolemba zochepa;
4) Easy ayenerere.

Zofunikira za Katundu

Katundu ayenera kukhala wamadzimadzi komanso kupezeka popanda chilango; zolemba zowonjezera zitha kufunsidwa kuti zitsimikizire komwe ndalamazo zidachokera:
• 100% ya ma Checking, Savings, and Money Market Accounts;
• 70% ya Stocks, Bond, and Mutual Funds;
• 70% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka ali ndi zaka zopuma pantchito (osachepera 59 ½);
• 60% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka alibe zaka zopuma pantchito.

Katundu Wosayenerera

Pa pulogalamuyi, obwereka atha kusamalira malire omwe ali pansipa. Zida zamitundu ingapo sizingagwiritsidwe ntchito:

• Equity mu Real Estate;
• Zogulitsa mwachinsinsi kapena zoletsedwa/zopanda ntchito;
• Katundu uliwonse womwe umatulutsa ndalama zomwe zaphatikizidwa kale pakuwerengera ndalama:
• Katundu aliyense ali ndi dzina la bizinesi.


Zithunzi zatsatanetsatane wazinthu:

- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Zithunzi zatsatanetsatane za AAA Zobwereketsa


Zogwirizana nazo:

Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife. - AAA Lendings Non-QM Non-DTI ratio Programme - Kuwonongeka kwa Chuma (Katundu Wokha) - AAA Kubwereketsa , Zogulitsazo zidzaperekedwa ku dziko lonse lapansi, monga: Nairobi, Macedonia, Egypt, Mavuto ambiri pakati pa ogulitsa ndi makasitomala chifukwa cha kusamvana bwino. Mwachikhalidwe, ogulitsa sangafune kufunsa zinthu zomwe sazimvetsetsa. Timaphwanya zotchinga za anthu kuti muwonetsetse kuti mwapeza zomwe mukufuna pamlingo womwe mukuyembekezera, pomwe mukuzifuna. Nthawi yoperekera mwachangu komanso zomwe mukufuna ndi Criterion yathu.
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