- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Mwachidule
Si onse obwereka omwe amakwanira bwino m'mabokosi omwe amafunidwa ndi obwereketsa achikhalidwe. Obwereketsa ena ndi osunga ndalama, odzilemba okha ntchito, amalonda, opuma pantchito, kapena kungopeza ndalama zawo. Ndi anthu omwe ali ndi udindo pazachuma, koma sangakhale ndi magwero a ndalama omwe angathe kuwerengeka mosavuta.
AAA LENDINGS Mapulogalamu a Mortgage akuchepetsa Chuma amalola obwereketsa amtunduwu kuti agwiritse ntchito chuma chawo komanso bizinesi ngati njira yoti athe kubweza ngongole yanyumba.
Mfundo Zazikulu za Pulogalamu
1) Kufikira $ 2.5M ngongole ya ngongole;
2) Mpaka 80% LTV;
3) Chiŵerengero cha DTI ndi 50%;
4) Kutulutsa ndalama kumavomerezedwa;
5) Palibe zambiri zokhudza ntchito;
Kodi Kuwonongeka Kwakatundu ndi Chiyani?
• Kodi ntchito yanu kapena ndalama zanu zalephera kuti mukhale ndi ngongole yanyumba?
Kodi muli ndi katundu wokwanira mu akaunti yanu?
• Kodi mudangogulitsa malo amodzi ndikufuna kugula nyumba ina?
Kodi simukufuna kupereka zolemba zamitundumitundu?
Kodi mukudabwa momwe obwereketsa amavomerezera ngongole yanu popanda kuganizira za DTI?
Kuchepetsa / Kugwiritsa Ntchito Katundu kumathandiza olembetsa awa mukakhala muzochitika izi. Ndi pulogalamu ya Non-QM, yomwe imatchedwanso "katundu wokha". Obwereketsa safunikira kupereka zidziwitso zilizonse zantchito kapena zikalata zopeza ndalama akapempha kuti Asset Depletion.
Itha kugwiritsidwa ntchito ngati njira yokhayo yopezera ndalama pakuyenereza ngongole kapena kuwonjezera ndalama zina. Zomwe zimafunikira pazachuma pansi pa njira yoyenerera zimachotsedwa zikagwiritsidwa ntchito kuwonjezera ndalama zina, .
Ubwino Wowonongeka Kwakatundu
1) Palibe chifukwa choperekera zikalata zopezera ndalama;
2) Pulayimale Yokha;
3) Zolemba zochepa;
4) Easy ayenerere.
Zofunikira za Katundu
Katundu ayenera kukhala wamadzimadzi komanso kupezeka popanda chilango; zolemba zowonjezera zitha kufunsidwa kuti zitsimikizire komwe ndalamazo zidachokera:
• 100% ya ma Checking, Savings, and Money Market Accounts;
• 70% ya Stocks, Bond, and Mutual Funds;
• 70% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka ali ndi zaka zopuma pantchito (osachepera 59 ½);
• 60% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka alibe zaka zopuma pantchito.
Katundu Wosayenerera
Pa pulogalamuyi, obwereka atha kusamalira malire omwe ali pansipa. Zida zamitundu ingapo sizingagwiritsidwe ntchito:
• Equity mu Real Estate;
• Zogulitsa mwachinsinsi kapena zoletsedwa/zopanda ntchito;
• Katundu uliwonse womwe umatulutsa ndalama zomwe zaphatikizidwa kale pakuwerengera ndalama:
• Katundu aliyense ali ndi dzina la bizinesi.
Zithunzi zatsatanetsatane wazinthu:
Zogwirizana nazo:
Maphunziro a Makasitomala ndi mwala wapangodya wa ntchito ya AAA LENDINGS. Timakhulupirira kuti wobwereka wodziwa bwino ndi wobwereka wamphamvu. Ichi ndichifukwa chake timachita mtunda wowonjezera kuti tikupatseni zida zamaphunziro ndi chitsogozo chokuthandizani kuthana ndi zovuta za njira yobwereketsa nyumba. Gulu lathu ladzipereka kuyankha mafunso anu, kufotokoza zovuta za chiwongola dzanja, zosankha zangongole, ndi zina zambiri, kuwonetsetsa kuti mumasankha mwanzeru. Kudziwa kwanu pazachuma komanso chidaliro chanu ndizofunikira kwa ife. - AAA Lendings Non-QM Non-DTI ratio Programme - Kuwonongeka kwa Chuma (Katundu Wokha) - AAA Kubwereketsa , Zogulitsazo zidzaperekedwa ku dziko lonse lapansi, monga: Nairobi, Macedonia, Egypt, Mavuto ambiri pakati pa ogulitsa ndi makasitomala chifukwa cha kusamvana bwino. Mwachikhalidwe, ogulitsa sangafune kufunsa zinthu zomwe sazimvetsetsa. Timaphwanya zotchinga za anthu kuti muwonetsetse kuti mwapeza zomwe mukufuna pamlingo womwe mukuyembekezera, pomwe mukuzifuna. Nthawi yoperekera mwachangu komanso zomwe mukufuna ndi Criterion yathu.
Wolemba Evelyn waku Barcelona - 2018.09.23 18:44 Ndibwino kwambiri kupeza katswiri wotere komanso wodalirika wopanga zinthu, khalidwe la mankhwala ndi labwino komanso kubereka kuli pa nthawi yake, zabwino kwambiri.
Wolemba Ann waku Singapore - 2017.01.28 19:59 






