Wholesale - AAA Lendings Non-QM Non-DTI ratio ratio Programme – Kutha Kwakatundu (Katundu Wokha) – AAA Lendings obwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo.Kusintha kwa Vs Fixed Rate,Malire a Ngongole Okhazikika 2022,Kuwerengera kwa Wobwereketsa Ngongole, Tikumvetsa kuti mavuto azachuma akhoza kubwera mosayembekezereka, ndipo tili pano kuti tikupatseni mayankho mukamawafuna kwambiri. Kuphatikiza pazogulitsa zachikhalidwe zanyumba, AAA LENDINGS imapereka mapulogalamu osiyanasiyana osinthika omwe amakwaniritsa zovuta zachuma. Kaya muli ndi ngongole zocheperako, ndinu odzilemba okha ntchito, kapena muli ndi ndalama zomwe simunalandire, tili ndi njira zangongole zomwe zidapangidwa kuti zikwaniritse zosowa zanu.

- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Wopanda dzina-2

Mwachidule

Si onse obwereka omwe amakwanira bwino m'mabokosi omwe amafunidwa ndi obwereketsa achikhalidwe. Obwereketsa ena ndi osunga ndalama, odzilemba okha ntchito, amalonda, opuma pantchito, kapena kungopeza ndalama zawo. Ndi anthu omwe ali ndi udindo pazachuma, koma sangakhale ndi magwero a ndalama omwe angathe kuwerengeka mosavuta.

AAA LENDINGS Mapulogalamu a Mortgage akuchepetsa Chuma amalola obwereketsa amtunduwu kuti agwiritse ntchito chuma chawo komanso bizinesi ngati njira yoti athe kubweza ngongole yanyumba.

Mfundo Zazikulu za Pulogalamu

1) Kufikira $ 2.5M ngongole ya ngongole;
2) Mpaka 80% LTV;
3) Chiŵerengero cha DTI ndi 50%;
4) Kutulutsa ndalama ndikovomerezeka;
5) Chidziwitso cha ntchito sichifunikira pakufunsira ngongole;

Kodi Kuwonongeka Kwakatundu ndi Chiyani?

• Kodi ntchito yanu kapena ndalama zanu zalephera kuti mukhale ndi ngongole yanyumba?
Kodi muli ndi katundu wokwanira mu akaunti yanu?
• Kodi mudangogulitsa malo amodzi ndikufuna kugula nyumba ina?
Kodi simukufuna kupereka zolemba zamitundumitundu?
Kodi mukudabwa momwe obwereketsa amavomerezera ngongole yanu popanda kuganizira za DTI?

Kuchepetsa / Kugwiritsa Ntchito Katundu kumathandiza olembetsa awa mukakhala muzochitika izi. Ndi pulogalamu ya Non-QM, yomwe imatchedwanso "katundu wokha". Obwereketsa safunikira kupereka zidziwitso zilizonse zantchito kapena zikalata zopeza ndalama akapempha kuti Asset Depletion.
Itha kugwiritsidwa ntchito ngati njira yokhayo yopezera ndalama pakuyenereza ngongole kapena kuwonjezera ndalama zina. Zomwe zimafunikira pazachuma pansi pa njira yoyenerera zimachotsedwa zikagwiritsidwa ntchito kuwonjezera ndalama zina, .

Ubwino Wowonongeka Kwakatundu

1) Palibe chifukwa choperekera zikalata zopezera ndalama;
2) Pulayimale Yokha;
3) Zolemba zochepa;
4) Easy ayenerere.

Zofunikira za Katundu

Katundu ayenera kukhala wamadzimadzi komanso kupezeka popanda chilango; zolemba zowonjezera zitha kufunsidwa kuti zitsimikizire komwe ndalamazo zidachokera:
• 100% ya ma Checking, Savings, and Money Market Accounts;
• 70% ya Stocks, Bond, and Mutual Funds;
• 70% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka ali ndi zaka zopuma pantchito (osachepera 59 ½);
• 60% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka alibe zaka zopuma pantchito.

Katundu Wosayenerera

Pa pulogalamuyi, obwereka atha kusamalira malire omwe ali pansipa. Zida zamitundu ingapo sizingagwiritsidwe ntchito:

• Equity mu Real Estate;
• Zogulitsa mwachinsinsi kapena zoletsedwa/zopanda ntchito;
• Katundu uliwonse womwe umatulutsa ndalama zomwe zaphatikizidwa kale pakuwerengera ndalama:
• Katundu aliyense ali ndi dzina la bizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kudzipereka kwathu pakuwonetsetsa kumapitilira magawo oyamba a ndondomeko ya ngongole yanyumba. Timaonetsetsa kuti mukumvetsetsa bwino zomwe mukuyenera kubwereketsa kubwereketsa nyumba, kuphatikiza chiwongola dzanja, chiwongola dzanja, ndi zotsekera. Palibe zodabwitsa pa tsiku lotseka. Ndife odzipereka kuti tikupatseni mafotokozedwe osavuta, opanda mawu, kuti mutha kuyang'ana molimba mtima pankhani yazachuma pakugula kwanu kapena kukonzanso ndalama. - Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Kubwereketsa kwa AAA , Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: Senegal, Finland, Uruguay, Gawo lathu la msika la zinthu zathu ndi zothetsera zakula kwambiri chaka chilichonse. Ngati muli ndi chidwi ndi chilichonse mwazinthu zathu kapena mukufuna kukambirana za dongosolo lazachikhalidwe, onetsetsani kuti mwamasuka kutilankhula nafe. Takhala tikuyembekezera kupanga ubale wabwino wamabizinesi ndi makasitomala atsopano padziko lonse lapansi posachedwa. Takhala tikuyembekezera kufunsa kwanu ndi dongosolo.

-AAA Kubwereketsa

Ogwira ntchito kufakitale ali ndi mzimu wabwino wamagulu, kotero tinalandira mankhwala apamwamba kwambiri mofulumira, kuwonjezera apo, mtengowo ndi woyenera, izi ndi zabwino kwambiri komanso zodalirika opanga China.
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