Wholesale - AAA Lendings Non-QM Non-DTI ratio ratio Programme – Asset Depletion(Asset Only) – AAA Lendings obwereketsa ndi Investor

Tsatanetsatane wa Zamalonda

Kupanga zatsopano ndi gawo la DNA yathu. Timafunafuna mosalekeza njira zowonjezerera kubweza ngongole kwa makasitomala athu. Njira yathu yamakono yogwiritsira ntchito pa intaneti, kasamalidwe ka zikalata zotetezedwa, ndi njira zoyankhulirana za digito zimapereka ulendo wobwereketsa wopanda mapepala. Ndi AAA LENDINGS, mutha kuyembekezera kubwereketsa kwanyumba kwamakono, kothandiza, komanso kotetezeka komwe kumayenderana ndi dziko lothamanga kwambiri laukadaulo. Kumasuka kwanu ndi chitetezo ndizofunika kwambiri kwa ife.Zofunikira za Wobwereketsa Ngongole,Malangizo Okhazikika pa Ngongole 2021,Obwereketsa Ngongole Apamwamba 2021, AAA LENDINGS yadzipereka kupanga ulendo wanu wobwereketsa nyumba kukhala zochitika zomwe zimakupatsirani mphamvu. Timamvetsetsa kuti chiyembekezo chokhala ndi ngongole yanyumba chingakhale chosangalatsa komanso chodetsa nkhawa. Ichi ndichifukwa chake tapanga njira yotengera obwereketsa yomwe simangofewetsa ntchitoyi komanso imakulimbikitsani ndikukuphunzitsani nthawi iliyonse. Cholinga chathu ndikupangitsa maloto anu a eni nyumba akwaniritsidwe ndikukudziwitsani komanso kusangalala ndi ntchitoyi.

- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Wopanda dzina-2

Mwachidule

Wobwereketsa adagulitsa bizinesi yawo ya madola mamiliyoni ambiri kenako adapeza nyumba ya maloto awo koma analibe gwero la ndalama zolembera.

Tsatanetsatane

1) Kufikira $ 2.5M ngongole ya ngongole;
2) Mpaka 80% LTV;
3) Chiŵerengero cha DTI ndi 50%;
4) Kutulutsa ndalama kumavomerezedwa;
5) Palibe chidziwitso chantchito pakufunsira ngongole;
6) Katundu amagawanitsa 84 kapena mawu angongole osakhazikika kuti wobwereketsa alandire ndalama zoyenerera.

Kodi pulogalamuyo ndi chiyani?

• Kodi ntchito yanu kapena ndalama zanu zalephera kuti mukhale ndi ngongole yanyumba?
Kodi muli ndi katundu wokwanira mu akaunti yanu?
• Kodi munangogulitsa malo amodzi nkufuna kugula nyumba ina?
Kodi simukufuna kupereka zolemba zamitundumitundu?
Kodi mukudabwa momwe obwereketsa amavomerezera ngongole yanu popanda kuganizira za DTI?

Kuchepetsa / Kugwiritsa Ntchito Katundu kumathandiza olembetsa awa mukakhala mumkhalidwewu. Ndi pulogalamu ya Non-QM, yomwe imatchedwanso "katundu wokha". Simufunikanso kupereka zidziwitso zilizonse zantchito ndi zikalata zopeza ndalama mukafunsira pulogalamuyi.
Itha kugwiritsidwa ntchito ngati njira yokhayo yopezera ndalama pakuyenereza ngongole kapena kuwonjezera ndalama zina. Akagwiritsidwa ntchito powonjezera ndalama zina, zofunikira zochepa zomwe zili pansi pa njira yoyenerera zimachotsedwa.

Phindu lake ndi chiyani?

1) Palibe chifukwa choperekera zikalata zopezera ndalama;
2) Nyumba ya pulayimale yokha;
3) Zolemba zochepetsedwa
4) Easy ayenerere

Ndi zinthu ziti zomwe zingagwiritsidwe ntchito pologalamuyi?

Katundu ayenera kukhala wamadzimadzi komanso kupezeka popanda chilango; Zolemba zowonjezera zitha kufunsidwa kuti zitsimikizire komwe ndalamazo zinachokera:
• 100% ya ma Checking, Savings, and Money Market Accounts;
• 70% ya Stocks, Bond, and Mutual Funds;
• 70% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka ali ndi zaka zopuma pantchito (osachepera 59 ½);
• 60% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka alibe zaka zopuma pantchito.

Katundu wosayenera kuthetsedwa

Pa pulogalamuyi, mutha kusamalira zochepera pansipa. Mitundu ingapo yamitundu singagwiritsidwe ntchito ngakhale mutha kugwiritsa ntchito zinthu izi nokha:

• Equity mu Real Estate;
• Zogulitsa mwachinsinsi kapena zoletsedwa/zopanda ntchito;
• Katundu uliwonse womwe umatulutsa ndalama zomwe zaphatikizidwa kale pakuwerengera ndalama:
• Katundu aliyense ali ndi dzina la bizinesi.

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Kwa makasitomala athu ambiri, kubwereketsa ngongole sikumangotengera ndalama; ndichinthu chofunikira kwambiri pamoyo. Kaya ndinu ogula nyumba koyamba kapena mwakhala mukugulitsa nyumba ndi nyumba, timafikira pulogalamu iliyonse mosamala komanso mosamalitsa. Timatenga nthawi kuti timvetsetse zolinga zanu ndi zokhumba zanu, ndikuwonetsetsa kuti ngongole yanu ikugwirizana ndi masomphenya anu amtsogolo. - Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Kubwereketsa kwa AAA , Zogulitsazo zizipezeka padziko lonse lapansi, monga: Egypt, Montreal, Sao Paulo, Masiku ano malonda athu akugulitsidwa padziko lonse lapansi ndi kunja chifukwa cha chithandizo chanthawi zonse komanso chatsopano. Timapereka mankhwala apamwamba kwambiri komanso mtengo wopikisana, landirani makasitomala okhazikika komanso atsopano omwe amagwirizana nafe!

-AAA Kubwereketsa

Ogwira ntchito ali ndi luso, ali ndi zida zokwanira, ndondomeko ndi ndondomeko, zogulitsa zimakwaniritsa zofunikira ndipo kubereka kumatsimikiziridwa, bwenzi labwino kwambiri!
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