- Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Mwachidule
Wobwereketsa adagulitsa bizinesi yawo ya madola mamiliyoni ambiri kenako adapeza nyumba ya maloto awo koma analibe gwero la ndalama zolembera.
Tsatanetsatane
1) Kufikira $ 2.5M ngongole ya ngongole;
2) Mpaka 80% LTV;
3) Chiŵerengero cha DTI ndi 50%;
4) Kutulutsa ndalama kumavomerezedwa;
5) Palibe chidziwitso chantchito pakufunsira ngongole;
6) Katundu amagawanitsa 84 kapena mawu angongole osakhazikika kuti wobwereketsa alandire ndalama zoyenerera.
Kodi pulogalamuyo ndi chiyani?
• Kodi ntchito yanu kapena ndalama zanu zalephera kuti mukhale ndi ngongole yanyumba?
Kodi muli ndi katundu wokwanira mu akaunti yanu?
• Kodi munangogulitsa malo amodzi nkufuna kugula nyumba ina?
Kodi simukufuna kupereka zolemba zamitundumitundu?
Kodi mukudabwa momwe obwereketsa amavomerezera ngongole yanu popanda kuganizira za DTI?
Kuchepetsa / Kugwiritsa Ntchito Katundu kumathandiza olembetsa awa mukakhala mumkhalidwewu. Ndi pulogalamu ya Non-QM, yomwe imatchedwanso "katundu wokha". Simufunikanso kupereka zidziwitso zilizonse zantchito ndi zikalata zopeza ndalama mukafunsira pulogalamuyi.
Itha kugwiritsidwa ntchito ngati njira yokhayo yopezera ndalama pakuyenereza ngongole kapena kuwonjezera ndalama zina. Akagwiritsidwa ntchito powonjezera ndalama zina, zofunikira zochepa zomwe zili pansi pa njira yoyenerera zimachotsedwa.
Phindu lake ndi chiyani?
1) Palibe chifukwa choperekera zikalata zopezera ndalama;
2) Nyumba ya pulayimale yokha;
3) Zolemba zochepetsedwa
4) Easy ayenerere
Ndi zinthu ziti zomwe zingagwiritsidwe ntchito pologalamuyi?
Katundu ayenera kukhala wamadzimadzi komanso kupezeka popanda chilango; Zolemba zowonjezera zitha kufunsidwa kuti zitsimikizire komwe ndalamazo zinachokera:
• 100% ya ma Checking, Savings, and Money Market Accounts;
• 70% ya Stocks, Bond, and Mutual Funds;
• 70% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka ali ndi zaka zopuma pantchito (osachepera 59 ½);
• 60% ya Katundu Wopuma Pantchito: Woyenerera ngati wobwereka alibe zaka zopuma pantchito.
Katundu wosayenera kuthetsedwa
Pa pulogalamuyi, mutha kusamalira zochepera pansipa. Mitundu ingapo yamitundu singagwiritsidwe ntchito ngakhale mutha kugwiritsa ntchito zinthu izi nokha:
• Equity mu Real Estate;
• Zogulitsa mwachinsinsi kapena zoletsedwa/zopanda ntchito;
• Katundu uliwonse womwe umatulutsa ndalama zomwe zaphatikizidwa kale pakuwerengera ndalama:
• Katundu aliyense ali ndi dzina la bizinesi.
Zithunzi zatsatanetsatane wazinthu:
Zogwirizana nazo:
Ku AAA LENDINGS, timakhulupirira kubwezera kwa makasitomala athu ofunika. Ichi ndichifukwa chake tikukupatsirani pulogalamu yokhulupirika yomwe imakupatsani mphotho chifukwa chakukhulupirirani kwanu komanso mgwirizano womwe ukupitilira nafe. Pulogalamu yathu yokhulupirika idapangidwa kuti ikhale yotanganidwa komanso yoyamikiridwa, yopereka mapindu ndi kuchotsera kwa makasitomala athu omwe akubwerera. Kudzipereka kwanu ku AAA LENDINGS kumazindikiridwa ndi kulipidwa, ndipo timayesetsa kuti chidwi chanu chopitiliza ntchito zathu chikhale chopindulitsa. - Pulogalamu ya AAA Yobwereketsa Non-QM Non-DTI ratio - Kuwonongeka Kwakatundu (Katundu Wokha) - Kubwereketsa kwa AAA , Zogulitsazo zizipezeka padziko lonse lapansi, monga: Swedish, Mauritania, Melbourne, Chiyambireni kukhazikitsidwa kwa kampani yathu, tazindikira kufunika kopereka katundu wabwino komanso ntchito zabwino kwambiri tisanagulitse komanso pambuyo pogulitsa. Mavuto ambiri pakati pa ogulitsa padziko lonse lapansi ndi makasitomala amakhala chifukwa cha kusalumikizana bwino. Mwachikhalidwe, ogulitsa sangafune kufunsa mfundo zomwe sazimvetsetsa. Timaphwanya zotchinga izi kuti tiwonetsetse kuti mwapeza zomwe mukufuna pamlingo womwe mukuyembekezera, pomwe mukuzifuna.
Wolemba Hazel waku Kenya - 2018.12.14 15:26 Makina oyang'anira kupanga atha, mtundu umatsimikizika, kudalirika kwakukulu ndi ntchito kuti mgwirizano ukhale wosavuta, wangwiro!
Wolemba Ethan McPherson wochokera ku Miami - 2017.08.15 12:36 






