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Tsatanetsatane wa Zamalonda

Timamvetsetsa kuti kubwereketsa ngongole sikungotengera ndalama koma ndi chisankho chofunikira pamoyo. Kuyang'ana kwathu pakukula kwamakasitomala kumatanthauza kuti sitingoganizira manambala; timaganizira nkhani yanu yapadera, zokhumba zanu, ndi zolinga zanu zachuma. Akatswiri athu obwereketsa ndalama amatenga nthawi kuti amvetsetse ulendo wanu, ndikuwonetsetsa kuti mukulandira yankho la ngongole yanyumba yomwe ikugwirizana ndi masomphenya anu amtsogolo.Wobwereketsa Nyumba ya Mortgage,Zofunikira Zangongole Zachizolowezi 2021,Mortgage Broker Michigan, Yakhazikitsidwa mu 2007, AAA LENDINGS ndi wobwereketsa wodziwika bwino yemwe ali ndi mbiri yakale yopitilira zaka 15. Tadziŵika chifukwa cha kudzipereka kwathu kosasunthika popereka chithandizo chapadera ndi kudalirika m’dziko lobwereketsa nyumba. Mbiri yathu yobwereketsa yodabwitsa ndi umboni wa zomwe takumana nazo komanso kuthekera kwathu, ndi ndalama zobweza ngongole zopitilira $20 biliyoni. Kwa zaka zambiri, luso lazachuma limeneli latithandiza kuthandiza pafupifupi mabanja 50,000 kukwaniritsa zolinga zawo zongobwereka, kupangitsa maloto a eni nyumba kukhala enieni.
- Pulogalamu ya AAA Yobwereketsa Non-QM Yodzipangira Ntchito Yobwereketsa - P&L (Phindu Lokonzekera Lokha & Kutayika Kokha) - Tsatanetsatane wa Kubwereketsa kwa AAA:

Wopanda dzina-3PL

Mwachidule

Odzipangira okha obwereketsa okha, omwe sangapite ndi ngongole zanyumba za bungwe, ndipo safuna kupereka zikalata zosiyanasiyana za ndalama.

Tsatanetsatane

1) Palibe siginecha ya CPA yofunika;
2) Dziko lakunja lololedwa;
3) Ngongole ndalama mpaka $10M;
4) nkhokwe za miyezi 12 zowerengedwa pa PI (Osati PITIA wobwereketsa wina wofunikira);
5) Palibe zolemba zamisonkho zofunika;
6) Ndalama zamphatso zololedwa;
7) Malipiro otsika ngati 30%;
8) Min. Mtengo wa FICO680.

Pulogalamuyi ndi chiyani? Ndani angalembe fomu yofunsira pulogalamuyi?

• Kodi ndinu wobwereka wodzilemba ntchito?
• Kodi wobwereketsa anafuna sitatimenti yanu yaku banki kuti muyenerere ngongole? Kapena kodi obwereketsa ngongole adakufunani kuti musayine zolemba zamisonkho ndikufunika zolembedwa?
Kodi mudayimitsidwapo kapena kukanidwa ndi obwereketsa abungwe? Kodi obwereketsa adanenapo kuti "Molingana ndi malangizo athu"
Kodi mumadziwa momwe mungakwaniritsire ngongole yanyumba popanda zolemba za ndalama? Ngakhale kubweza msonkho / zikalata zamabanki, ndi zina.

Ife AAA Lendings tsopano tikupereka pulogalamu yoyenera yobwereketsa ya Non-QM yomwe imagwiritsidwa ntchito pamwambapa, yomwe imatchedwa P&L (Profit & Loss). Pulogalamuyi idapangidwira obwereketsa omwe amadzilemba okha ntchito ndipo angapindule ndi njira zina zoyenereza ngongole. Ndilo phindu labwino kwambiri kwa odzilemba ntchito. CPA/CTEC/EA yomalizidwa ndi kusaina P&L ingagwiritsidwe ntchito ngati njira ina yobwezera msonkho kulemba ndalama za wobwereka wodzilemba yekha. Nthawi zina, timavomereza P&L yokonzedwa ndi wobwereketsa, yomwe ilinso phindu kwa ena obwereka.

Chifukwa chiyani pulogalamuyi idapangidwa?

Kwa obwereketsa omwe adzilemba okha ntchito, pulogalamu yowerengera ndalama ya miyezi 12/24 ndi njira yabwinoko, chifukwa pulogalamuyi sifunikira kubweza msonkho komanso zikalata zamabanki abizinesi. Komabe, olembetsa ena akakhala ndi bizinesi, yomwe yapangitsa kuti chuma chikhale chovuta ndi ma statement angapo aku banki, pulogalamu ya P&L ikhoza kukhala chisankho chabwino kwambiri kwa inu. Popeza 12/ 24 pulogalamu yowerengera kubanki ili ndi malire pazofunikira zamakalata aku banki; mwina max. Malipoti atatu aku banki amawerengera bizinesi imodzi, zomwe zitha kukhala zoletsa zomwe zimatsogolera ku pulogalamu ya P&L.

Kodi muyenera kukonzekera chiyani kuti muvomerezedwe mwachangu?

Mukapereka ngongole kwa obwereketsa, angafunikire YTD(Chaka-Kufika-Date) P&L (kapena kuphatikiza chaka chisanachitike P&L nthawi zina), chilolezo chabizinesi, kalata ya CPA, ndi zina zotere. Choncho njira iliyonse ili bwino zomwe zimapereka pakugonjera koyambirira kapena pamene chivomerezo cha ngongole.
Kupatula apo, muyenera kuwonana ndi gulu lathu lotumiza kuti muwerengere kaye ndalama zomwe mumapeza


Zithunzi zatsatanetsatane wazinthu:

- Pulogalamu ya AAA Yobwereketsa Non-QM yodzilemba okha ntchito - P&L (Phindu Lokonzekera Lokha & Kutayika Kokha) - Zithunzi zatsatanetsatane za AAA Zobwereketsa


Zogwirizana nazo:

Kwa makasitomala athu ambiri, kubwereketsa ngongole sikumangotengera ndalama; ndichinthu chofunikira kwambiri pamoyo. Kaya ndinu ogula nyumba koyamba kapena mwakhala mukugulitsa nyumba ndi nyumba, timafikira pulogalamu iliyonse mosamala komanso mosamalitsa. Timatenga nthawi kuti timvetsetse zolinga zanu ndi zokhumba zanu, ndikuwonetsetsa kuti ngongole yanu ikugwirizana ndi masomphenya anu amtsogolo. - AAA Lendings Non-QM Self-Employer Self-Self-Early Profit & Loss Only) - Kubwereketsa kwa AAA , Zogulitsa zidzaperekedwa ku dziko lonse lapansi, monga: Algeria, Yemen, Nigeria, Zomwe takumana nazo zimatipangitsa kukhala ofunika pamaso pa makasitomala athu. Khalidwe lathu limadzilankhulira lokha zomwe sizimasokoneza, kukhetsa kapena kuwonongeka, kotero kuti makasitomala athu azikhala otsimikiza nthawi zonse poyitanitsa.
  • Kampaniyi ikhoza kukhala bwino kuti ikwaniritse zosowa zathu pa kuchuluka kwazinthu komanso nthawi yobereka, chifukwa chake timasankha nthawi zonse tikakhala ndi zofunikira zogula.
    5 NyenyeziWolemba Joa waku Ottawa - 2018.12.22 12:52
    Iyi ndi bizinesi yoyamba kampani yathu itakhazikitsa, zogulitsa ndi ntchito ndizokhutiritsa kwambiri, tili ndi chiyambi chabwino, tikuyembekeza kugwirizana mosalekeza mtsogolo!
    5 NyenyeziNdi Rita waku Spain - 2018.09.19 18:37