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Mwachidule

Ndi chisankho chabwino kwa obwereketsa odzilemba okha omwe sangakhale oyenerera ndi ngongole yabungwe ndipo safuna kupereka zikalata zopeza ndalama zosiyanasiyana.

Mfundo Zazikulu za Pulogalamu

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Palibe siginecha ya CPA yofunika;
2) Dziko lakunja lololedwa;
3) Ngongole ndalama mpaka $2.5M;
4) Palibe zolemba zamisonkho zofunika;
5) Ndalama zamphatso zololedwa;
6) Malipiro otsika ngati 30%;
7) Min. Mtengo wa FICO700.

Kodi Elite P&L ndi chiyani? Ndani angalembe fomu ya Elite P&L?

• Kodi ndinu wobwereka wodzilemba ntchito?
• Kodi wobwereketsayo anafuna sitatimenti yanu yaku banki kuti muyenerere ngongoleyo? Kodi obwereketsa nyumba adakufunani kuti musayine zolemba zamisonkho ndikupereka zolembedwa?
Kodi mudayimitsidwapo kapena kukanidwa ndi obwereketsa abungwe? Kodi obwereketsawo adanenapo kuti "Molingana ndi malangizo athu"?
Kodi mumadziwa momwe mungakwaniritsire ngongole yanyumba popanda zolemba za ndalama?

Elite P&L (Profit & Loss) idapangidwira obwereketsa omwe amadzilemba okha ntchito omwe nthawi zambiri amakhala ndi zolemba zambiri pamisonkho yawo kuti achepetse ndalama zomwe sizingakhale zokwanira kuti ayenerere mapulogalamu abungwe, angapindule ndi njira zina zoyenereza ngongole. CPA/CTEC/EA yomalizidwa ndi kusaina P&L ingagwiritsidwe ntchito ngati njira ina yobwezera msonkho kulemba ndalama za wobwereka wodzilemba yekha. Kuphatikiza apo, P&L yodzikonzekeretsa yokha kuchokera kwa obwereka ikhoza kulandiridwa nthawi ina.

Zofunikira Zovomerezeka Mwamsanga

Mukapereka ngongole kwa obwereketsa, angafunike YTD (Chaka-Kuti-Date), P&L (kapena kuphatikiza chaka chisanachitike P&L nthawi zina), chilolezo chabizinesi, kalata ya CPA, ndi zina zambiri.

Gulu Lopereka likupezeka kuti liwerengere ndalama za wobwereka musanapereke ngongole.