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Malipoti a Banki ya Portfolio
Mbiri ya DSCR
Portfolio Foreign National DSCR

* Kugulitsa kokha

Tsatanetsatane

1) 5/6 ARM 30 Day Average SOFR (5/1/5);
2) Chiŵerengero cha kugula pansi pa ndime 1:2;
3) Kuchuluka kwa Ngongole $500,000 - $5,000,000.

* Chiŵerengero cha Buyup kuposa chosavomerezeka

Pulogalamuyi ndi chiyani?

Malipoti a Banki ya Portfolio

1) Malipiro a Wobwereketsa mofanana ndi pulogalamu ya mbiri;

2) Kuwunika kwa Chikhulupiliro / Bungwe, ngati kuli koyenera $ 300;

3) Ndemanga ya TX Doc, ngati ikuyenera $150;

4) Ndalama za Bank Statement LTV Max 65%;

5) Statement Bank - Chiwongola dzanja Max LTV 60%;

6) Ndalama Zochepa Zobwereketsa $500,000;

7) Dziko Lachilendo - Osayenerera;

8) Chilango Cholipiriratu Miyezi 18 ndi chofanana ndi chiwongola dzanja cha miyezi 6.

Mbiri ya DSCR

1) Malipiro a Wobwereketsa mofanana ndi pulogalamu ya mbiri;

2) Kuwunika kwa Chikhulupiliro / Bungwe ngati kuli koyenera $300;

3) Ndemanga ya TX Doc ngati ikuyenera $150;

4) Ndalama Zochepa Zobwereketsa $500,000;

5) Dziko Lachilendo - Osayenerera;

6) Ochepera DSCR 1.000;

7) Ngongole Yopangidwa Kwa Munthu Wachilengedwe - Palibe Obwereka;

8) 2-4 Unit Katundu Woyenerera ndi Kuchepetsa 5% mu Max LTV/CLTVs pa Matrix;

9) Chilango Cholipiriratu Miyezi 18 ndichofanana ndi chiwongola dzanja cha miyezi 6.

Mbiri ya FN DSCR

1) Malipiro a Wobwereketsa mofanana ndi pulogalamu ya mbiri;

2) Kuwunika kwa Chikhulupiliro / Bungwe ngati kuli koyenera $300;

3) Ndemanga ya TX Doc ngati ikuyenera $150;

4) Ndemanga Yadziko Lakunja $250;

5) Ndalama Zochepa Zobwereketsa $500,000;

6) Ochepera DSCR 1.000;

7) Chidwi Chokha - Sichololedwa;

8) Mphamvu ya Loya - Silololedwa;

9) Chilango Cholipiriratu (Wobwereketsa yekha) ndi miyezi 18 ndikufanana ndi chiwongola dzanja cha miyezi 6.

Momwe Mungawerengere Portfolio DSCR?

DSCR idzawerengedwa motere: DSCR = *Ndalama Zonse Zobwereketsa ÷ Malipiro Oyenerera Mwezi uliwonse (P ndi Ine ndekha);

*Ndalama Zonse Zobwereketsa = Ndalama Zobwereka * (1 - Zowonongeka);

Zinthu Zowonongeka: Katundu wopanda HOA = 25%, Katundu wokhala ndi HOA = 30%;

Rent ikhala yocheperako: Ndalama zomwe zabwerekedwa pano kapena kuchuluka kwa 1007 koperekedwa ndi woyesa kuwonetsa ndandanda yobwereketsa msika.