Product Center

Mwachidule

Standalone & Piggyback.
Ngongole Yachiwiri Yokha ndiyovomerezeka.

* Katundu wa mutu ayenera kukhala ndi ngongole yoyamba.

Mfundo Zazikulu za Pulogalamu

Nthawi ya Zaka 15.
Zosankha zina zamatchulidwe (zaka 5, zaka 10, zaka 20, zaka 30).

1) Palibe Chilango Cholipiriratu;
2) 1 Unit & Kufikira 85% CLTV;
3) Min. FICO 680;
4) Max. Ngongole Ndalama $250,000;
5) Pulayimale & Nyumba Yachiwiri ndiyoyenera.

Ngongole Malangizo

(1) Ngati pali misonkho yakale yomwe sinalipire ya Federal, wobwereketsa akuyenera kupereka mgwirizano wagawo ndi IRS, mbiri yamalipiro yomwe ikuwonetsa osachepera 1 malipiro akupangidwa, ndikuphatikizanso kubweza kwa mwezi ndi ngongole za wobwereka. Umboni wa kulipira msonkho ungafunike kutsimikizira kuti palibe misonkho yapitayi.
(2) Misonkho yamisonkho iyenera kulipidwa kapena isanatseke.
(3) Palibe chinyengo cha ngongole (0 × 30) m'miyezi yapitayi ya 24.
(4) Pakukhululukidwa kwa ngongole yanyumba kapena mapangano osinthitsa malipiro omwe anachitika panthawi ya mliri wa COVID-19, wobwereketsa ayenera kukhala atapereka ndalama zosachepera 6 zotsatizana zotsatizana za mwezi uliwonse ndipo padutsa miyezi 6 kuchokera pamene dongosololi lidatha.
(5) Wobwereka (a) ayenera kukhala wamakono pa ngongole zonse zanyumba.
(6) Palibe chigamulo, kulandidwa kapena kubweza ngongole m'miyezi 60 yapitayi.
(7) Zotsatirazi zimaonedwa ngati zachiwembu kwambiri, mosasamala kanthu za ndemanga za AUS; obwereketsa omwe ali ndi mbiriyi ndi osayenera mpaka patatha zaka 7 kuchokera pomwe zidachitika ndipo ngongole idakhazikitsidwanso:
①Kusowa ndalama
②Kutseka / Zolemba m'malo mwa Kutseka
③Kugulitsa Kwachidule kapena Malipiro Ochepa
④Kusintha kwanyumba, kuleza mtima kapena kuchedwetsa (kupatula zokhudzana ndi COVID-19)

General Guide

(1) Max. DTI 43%.
(2) Mtengo woyenerera umayenerera pamtengo woyambira.
(3) Chuma / Ndalama Zotseka / Zosungira zimatsatira zofunikira za lien yoyamba.
(4) Mutu sungathe kuchitidwa m'dzina la trust.
(5) Ma POA amaloledwa pamitundu yonse yamalonda koma ayenera kuphimba 2nd lien transaction ngati itagwiritsidwa ntchito.
(6) Kubwereketsa sikoyenera.
(7) Palibe Chilango Cholipiriratu Koma amafuna kuti ngongole iliyonse ikhoza kulipidwa kapena kuchepetsa ndalama zochulukirapo kuposa 20% ya ndalamazo pambuyo pa masiku 180 kuchokera tsiku la ndalama.
(8) AAA LENDINGS sadzachita HPML Ballons (APR> 15 Years Fixed APOR +3.5%).