11/06/2023

 

Ndalama zakunyumba sizinawoneke bwino chonchi!Kwa iwo omwe akulota zazikulu koma zododometsa poganizira za chiwongola dzanja chokwera, AAAElite Jumbo Loanali pano kuti asinthe masewerawo.

Chifukwa Chiyani Sankhani ELITE JUMBO?

1. Kuchotsera

Chiwongoladzanja chikakwera, m'pamenenso chiwongoladzanja chimachepetsanso.Zowonadi, kuchotsera kwamitengo iyi ndi komwe kumasiyanitsa malonda athu ndi zinthu zofanana pamsika.AAAElite Jumboimapereka kuchotsera kwamitengo kutengera kuchuluka kwa gawo lanu.Mutha kusankha njira zotsatirazi zosungira:

Deposit % ya Ngongole Ya Ndalama	Kuchotsera Kuti Muyese
20%	0.500%
30%	0.625%
40%	0.750%
50%	0.875%

 

Nachi chitsanzo chogwiritsa ntchito 5/6 ARM ya momwe izi zingathandizire kupeza chiwongola dzanja chochepa:

 

 

Ngati kasitomala akufuna kugula nyumba yoyamba, ali ndi ngongole zokwana 720, chiyerekezo cha Loan-to-Value (LTV) 70%, ndi ngongole yokwana $1 miliyoni, kutengera mitengo ya AAA LENDIS' Elite Jumbo kuyambira Okutobala. 31, 2023, poyika 50% ya ngongoleyo, kasitomala atha kupeza kuchotsera 6.5%.Poyerekeza ndi mitengo yomwe ikupezeka pamsika yopitilira 7.5%, ELITE JUMBO yathu imalola makasitomala kusangalala ndi mitengo yotsika, yofanana ndi CONFORMING LOAN.

 

Ingoyikani muakaunti yosankhidwa ya AAA, sungani kwa chaka chimodzi, ndikupeza kuchotsera kwapadera kumeneku.Chosangalatsa kwambiri ndi chiyani?Fixed deposit iyi imapeza chiwongola dzanja !!!

2. Magwero a Depositi Osinthika

Madipoziti angabwere kuchokera ku mphatso kapena ndalama zomwe wasunga.Ngati ndi ndalama za kasitomala wake, zithanso kukhala zosungirako ngongole!

Q&A

Kodi kuchuluka kwa LTV ndi ngongole yanji?

——Max.LTV 90%, Max.loan ampa $4m,kukwaniritsa zosowa zanu zonse zangongole.

Ndi mitundu yanji ya Amortization yomwe ilipo?

——Zogulitsazi ndizoyenera kubwereketsa 5/6 ARM ndi 7/6 ARM Jumbo basi ndipo sizikugwira ntchito panjira zina zobweza.Mtundu wa amortization umatanthawuza momwe ngongole imabwezeredwa pakapita nthawi, kutsimikizira kugawika kwa wotsogolera ndi chiwongola dzanja pamalipiro aliwonse.

Kodi pali njira popanda dipositi?

——Kusungitsa ndalama kumafunikira kuti muthe kuchotsera.

Kodi tsiku lomalizira la deposit ndi liti?

--Dipoziti patsogolo pa CTC ya ngongole (Chivomerezo chomaliza).Mukayika, mtengo wa zolemba udzasinthidwa moyenera.

Ndalama zochepera zosungitsa ndalama ndi zingati?

——Chiwongola dzanja chocheperako pa chinthuchi ndi 20% ya ngongoleyo.Timapereka magawo anayi a depositi: 20%, 30%, 40%, ndi 50% kuti musinthe.

Kodi ndalamazo zingagwiritsidwe ntchito pobweza?

——Ayi, dipositi ili ndi ndalama zokhazo zolipirira ndi kutseka.Iyenera kusungidwa muakaunti yosankhidwa ndikusungidwa kwa chaka chimodzi.

Kodi chiwongola dzanja chidzakhudzidwa ngati ndalamazo zachotsedwa msanga?

——Kutuluka msanga sikuloledwa;apo ayi, chiwongoladzanja chidzabwerera ku mlingo wokwera wapachiyambi.

Kodi pali zofunika zina zapadera?

——Palibe zofunika zina zapadera.Zina zonse zimatsata malangizo a 5/6 ARM ndi 7/6 ARM Jumbo patsamba lovomerezeka la AAA.

Pomaliza, AAA Elite Jumbo Loan imakupatsirani yankho lazachuma lomwe ndi lachuma komanso losinthika.Kaya ndinu ogula nyumba koyamba kapena mukufuna mwayi wopezanso ndalama, chinthu ichi ndi chisankho chanu chabwino.Musaphonye mwayi wapaderawu.Lumikizanani nafe tsopano ndikuyamba ulendo wanu wazachuma!

Ndemanga: Nkhaniyi idasinthidwa ndi AAA LENDINGS;zina mwazithunzi zidatengedwa pa intaneti, pomwe malowa sakuyimiridwa ndipo sangasindikizidwenso popanda chilolezo.Pali zoopsa pamsika ndipo ndalama ziyenera kukhala zosamala.Nkhaniyi sikupanga upangiri wandalama zaumwini, komanso sikuganizira zolinga zazachuma, zachuma kapena zosowa za ogwiritsa ntchito.Ogwiritsa ntchito akuyenera kuganizira ngati malingaliro, malingaliro kapena malingaliro omwe ali pano ali ogwirizana ndi momwe alili.Invest molingana ndi chiopsezo chanu.