11/15/2023

Mawu Oyamba

Bank StatementPulogalamuyi, idapangidwa makamaka kwa olemba ntchito omwe sangathe kupereka umboni wamwambo kuti amapeza ndalama, makamaka akuyang'ana odziyimira pawokha, odzilemba okha, komanso mabizinesi atsopano.

Ndondomeko yanthawi zonse yofunsira ngongole imafuna kutumiza fomu ya W-2, chikalata choperekedwa ndi abwana ofotokoza ndalama zomwe munthu amapeza komanso kuletsa msonkho kwa chaka chatha cha msonkho.Komabe, kwa anthu odziyimira pawokha kapena odzilemba okha, umboni wa ndalama zotere sungakhalepo, zomwe zimapangitsa kuti ngongole izi kukhala zokopa.Nkhaniyi ifotokoza za kufunikira kwa chikalata cha banki, momwe chikugwirizanirana ndi mawu ena ofunikira monga mizere yamalonda, ndi momwe zimakhudzira ogula nyumba koyamba.

Kumvetsetsa Malipoti a Banki

A bank statementndi mbiri yatsatanetsatane yoperekedwa ndi banki yanu, yomwe imafotokoza zonse zomwe zachitika muakaunti yanu pakapita nthawi.Zimaphatikizapo madipoziti onse, kuchotsera, chindapusa, ndi zochitika zina.Obwereketsa nthawi zambiri amafuna zikalata zaku banki mukafunsira ngongole chifukwa zimawapatsa chithunzithunzi chaumoyo wanu wazachuma.

Kwa ogula nyumba koyamba, kumvetsetsa ndikuwongolera zikalata zanu zakubanki ndikofunikira.Ichi ndi chimodzi mwazolemba zoyambirira zomwe obwereketsa amagwiritsa ntchito poyesa kubweza ngongole.Adzayang'ana ndalama zomwe mumapeza, komanso zomwe mumawononga, kuti awone ngati mungathe kulipira ngongole ya mwezi uliwonse.

Ogula Nyumba Yoyamba - Kuyendera Njira Yobwereketsa

Mawu akuti "wogula nyumba koyamba" nthawi zambiri amatanthauza munthu kapena banja lomwe likugula malo kwa nthawi yoyamba kapena alibe malo aliwonse m'zaka zitatu zapitazi.Kudziwa ngati ndinu ogula nyumba koyamba kumadalira kwambiri mbiri yanu ya umwini wa malo.Nazi zina zomwe mungagwiritse ntchito powunika momwe mulili:

- Simunakhalepo ndi malo: Ngati simunagulepo malo, mumatengedwa ngati woyamba kugula nyumba.
- Simunakhale ndi malo m'zaka zitatu zapitazi: Ngakhale mutakhala ndi malo kale, mutha kuwonedwa ngati wogula nyumba koyamba ngati padutsa zaka zitatu kuchokera pamene mudagulitsa malowo.
- Munali ndi katundu ndi mwamuna kapena mkazi wanu: Ngati munali pabanja ndipo muli ndi nyumba ndi mwamuna kapena mkazi wanu, koma pano simuli pabanja ndipo mulibe katundu nokha, mukhoza kuwonedwa ngati wogula nyumba koyamba.
- Ndinu womanga nyumba kapena kholo limodzi: Ngati muli ndi nyumba imodzi yokha ndi mkazi kapena mwamuna wanu chifukwa cha kusintha kwa moyo wanu, tsopano ndinu kholo limodzi kapena womanga nyumba wopanda dzina lanyumbayo, mutha kuwonedwa ngati nyumba yoyamba. wogula.

Kwa ogula kunyumba koyamba, kumvetsetsa chikalata chanu chakubanki ndi mizere yamalonda ndikofunikira.Ikhoza kukuthandizani kuti muwone momwe ndalama zanu zilili komanso zomwe obwereketsa akuyang'ana mukapempha ngongole yanyumba.

Chimodzi mwazovuta kwambiri zomwe ogula nyumba amakumana nazo koyamba ndikuti alibe mbiri yayitali yokwanira yangongole kapena mizere yokwanira yamalonda.Ngati ndi choncho, yankho lanubank statementzimakhala zovuta kwambiri.Ikhoza kusonyeza obwereketsa kuti muli ndi udindo pazachuma, ngakhale mbiri yanu ya ngongole ili yochepa.

Malipoti a Banki ndi Njira Zamalonda

Mzere wamalonda ndi chinthu china chofunikira chomwe obwereketsa amachiganizira mukapempha ngongole.Ndi mbiri ya mbiri ya ngongole ya wobwereketsa, kuphatikizapo mtundu wa ngongole, kuchuluka kwa ngongole, ndi mbiri ya kubweza.Akaunti iliyonse ya ngongole yomwe muli nayo ndi mzere wosiyana wamalonda pa lipoti lanu la ngongole.
Anubank statementndipo mizere yanu yamalonda ikugwirizana kwambiri.Zomwe zalembedwa mu sitetimenti yanu ya banki zitha kukhudza malonda anu.Mwachitsanzo, ngati sitetimenti yanu yaku banki ikuwonetsa zomwe mwalipira nthawi zonse ku kirediti kadi kapena ngongole, zitha kukhudza kwambiri malonda okhudzana ndi akauntiyo.

Mapeto

Pomaliza, abank statementndi chida champhamvu chomvetsetsa thanzi lanu lazachuma ndikuyendetsa njira yobwereketsa, makamaka kwa ogula nyumba koyamba.Pomvetsetsa momwe ma statement anu aku banki ndi njira zamalonda zimakhudzira kuyenerera kwanu kubwereketsa, mutha kuchitapo kanthu kuti mukhale ndi thanzi labwino lazachuma ndikuwonjezera mwayi wanu wopeza ngongole.

Kumbukirani, sitetimenti yanu yaku banki singolemba chabe zomwe mwachita.Ndi chiwonetsero cha zizolowezi zanu zachuma.Pomvetsetsa ndikuwongolera bwino, mutha kutsegulira njira yofunsira ngongole yopambana, ndipo pamapeto pake, kukhala umwini wanyumba.

Zambiri za AAA Lendings

Yakhazikitsidwa mu 2007, AAA Lendings yakhala wobwereketsa wotsogola wazaka zopitilira 15.Mwala wathu wapangodya ukupereka ntchito zosayerekezeka ndi kudalirika, kuonetsetsa kuti makasitomala athu akukhutira kwambiri.

Kukhazikika pamitundu yambiri yazinthu zomwe si za QM kuphatikizaNo Doc Palibe Ngongole, Self Prepared P&L, WVOE, DSCR, Malipoti a Banki, Jumbo, HELOC, Tsekani Mapeto Achiwirimapulogalamu - timatsogolera msika wa ngongole wa 'Non-QM'.Timamvetsetsa zovuta zopezera ngongole ndipo tili ndi 'Loan Arsenal' yosiyanasiyana kuti tithane ndi zovuta izi.Kulowa kwathu koyambirira pamsika wa Non-QM kwatipatsa ukadaulo wapadera.Khama lathu lochita upainiya likutanthauza kuti timamvetsetsa zosowa zanu zachuma.Ndi AAA Lendings, kukwaniritsa zolinga zanu zachuma ndikosavuta komanso kotheka.

Tathandiza mabanja pafupifupi 50,000 kuti akwaniritse maloto awo azachuma, ndipo ndalama zobweza ngongole zimaposa $20 biliyoni.Kukhalapo kwathu kofunikira m'malo ofunikira monga AZ, CA, DC, FL, NV, ndi TX kumatithandiza kukhala ndi anthu ambiri.

Pokhala ndi othandizira odzipereka opitilira 100 komanso magulu olembera kunyumba ndi owunikira, timawonetsetsa kuti njira yobwereketsa yokhazikika komanso yopanda nkhawa.

Kanema:Bank Statement - Zomwe Muyenera Kudziwa Zokhudza Izi

Ndemanga: Nkhaniyi idasinthidwa ndi AAA LENDINGS;zina mwazithunzi zidatengedwa pa intaneti, pomwe malowa sakuyimiridwa ndipo sangasindikizidwenso popanda chilolezo.Pali zoopsa pamsika ndipo ndalama ziyenera kukhala zosamala.Nkhaniyi sikupanga upangiri wandalama zaumwini, komanso sikuganizira zolinga zazachuma, zachuma kapena zosowa za ogwiritsa ntchito.Ogwiritsa ntchito akuyenera kuganizira ngati malingaliro, malingaliro kapena malingaliro omwe ali pano ali ogwirizana ndi momwe alili.Invest molingana ndi chiopsezo chanu.