11/15/2023

Kodi mbadwa yakunja ikhoza kukhala ndi nyumba yakeyake?Kodi anthu osakhala aku US opanda chizindikiritso angagule nyumba ku United States?Ngati ndiye nkhawa yanu, simuyenera kuphonya kalozerayu!Zikuthandizani kumvetsetsa zakukonzekera ndi njira zofunika kuti nzika zakunja zigule nyumba ku California.

Kodi nzika zakunja zingagule nyumba ku US popanda chizindikiritso cha US?

Inde!Anthu akunja amakumana ndi zoletsa zilizonse akamagulitsa kapena kugula katundu ku United States.Komabe, ogula ambiri akunja amaganiza molakwika kuti anthu omwe si a US sangathe kulembetsa ngongole zanyumba.Nthawi zambiri, nzika zomwe si za US kapena okhalamo, omwe amalowa ndi ma visa a B1/B2, kapenanso omwe alibe ma visa olowera kunja kwa US atha kulembetsa ngongole zakunja.Chifukwa chake, mitengo yanyumba ikakhala mkati mwa bajeti yanu, ogula akunja akuyenera kuganizira kutenga ngongole kuti agule nyumba.

Kuti ndigule nyumba ndi ngongole, kodi ndiyenera kukhala ku US?
Ife ku AAA Lendings titha kuvomereza siginecha kumaofesi a kazembe.

Kodi ndalama zolipirira pulogalamu yakunja ndi zingati?Kodi ngongole yanyumba ndi yotani?
Zogulitsa zathu za Self Prepared P&L ku AAA Lendings zimavomera mafomu angongole kuchokera kwa nzika zakunja, ndipo obwereketsa atha kulembetsa ndi kubweza 30%.Zoonadi, malipiro okulirapo ndi ngongole yaying'ono imatha kupeza mtengo wokhutiritsa.

Kotero, ndi chiyani aSelf Prepared P&L?

A Self Prepared Profit and Loss (P&L), yomwe imadziwikanso kuti "malipiro," ndi chidule cha ndalama zomwe munthu amapeza komanso zomwe amawononga pakanthawi.Ku AAA Lendings, timalola makasitomala kugwiritsa ntchito Self Prepared P&L yawo m'malo mwa zikalata zopeza ndalama kuti apeze ngongole yanyumba.

Ndi kukonzekera kotani komwe kumafunika kwa nzika zakunja kapena Self Prepared P&L pofunsira ngongole yanyumba?
Kutenga wathuSelf Prepared P&Lmankhwala monga chitsanzo:
1.Clients ayenera kupereka YTD + 2022 chaka chathunthu P&L Statement yomalizidwa ndi CPA kapena wobwereka.
2.Chikalata cha pasipoti, I-94, ndi VISA yovomerezeka (mitundu ya F-1 ndi F-2 saloledwa).
3.Kope la pasipoti ndi mwina I-94W kapena umboni wa Chivomerezo cha ESTA chofunikira kwa obwereka.

Monga nzika yakunja yopanda katundu ku US, ndingagwiritse ntchito katundu wanga wakunja pobweza ngongole ndi kubweza ndalama?
Katundu wakunja wogwiritsidwa ntchito pobweza, kutsekera, ndi/kapena zosungitsa ziyenera kusamutsidwa ku akaunti yaku US musanayambe kuyitanitsa zikalata zangongole.

Monga mlendo, kodi ndikufunikanso kupereka zikalata zangongole kapena zikalata zilizonse zangongole?
Inde, makasitomala amayenera kupereka zikalata zochitira zinthu pa kirediti kadi, zikalata zaakaunti yaku banki za miyezi itatu yapitayi, kapenanso ma rekodi amafoni.Malipiro anthawi yayitali amagetsi, madzi, ndi intaneti amathanso kuwonedwa ngati zolemba zanthawi yayitali.

Kodi njira yoti mzika yakunja agule nyumba ku US ndi chiyani?
1.Lumikizanani ndi wobwereketsa kuti mupeze kalata yovomerezeka
2.Sankhani nyumba yoyenera ndi wogulitsa nyumba
3.Pangani chopereka panyumba
4.Sankhani woyang'anira ngongole wa AAA Lendings yemwe mumamukonda kuti alembetse ngongole yanyumba
5.Dikirani chivomerezo cha ngongole ya AAA Lendings

Monga nzika yakunja, ndiyenera kulipira ndalama zingati pa ngongole?
Ndalama zathu ku AAA Lendings ndizosavuta komanso zowonekera, zimangofunika chindapusa china komanso chindapusa cholembera.Chifukwa cha kukonza kwathu m'nyumba ndi kulemba pansi, ndalama zathu ndizotsika kwambiri kuposa obwereketsa ena.

Ngati ndine m'dziko lachilendo lomwe lili ndi zochitika zapadera, kodi njira yobwereketsa idzatenga nthawi yayitali?
Sichoncho, ife ku AAA Lendings tiwonanso zikalata zomwe mwatumiza ndipo nthawi zambiri timatseka ngongole mkati mwa milungu itatu.

Zambiri za AAA Lendings
Yakhazikitsidwa mu 2007, AAA Lendings yakhala wobwereketsa wotsogola wazaka zopitilira 15.Mwala wathu wapangodya ukupereka ntchito zosayerekezeka ndi kudalirika, kuonetsetsa kuti makasitomala athu akukhutira kwambiri.

Kukhazikika pamitundu yambiri yazinthu zomwe si za QM kuphatikizaNo Doc Palibe Ngongole, Self Prepared P&L, WVOE, DSCR, Malipoti a Banki, Jumbo, HELOC, Tsekani Mapeto Achiwirimapulogalamu - timatsogolera msika wa ngongole wa 'Non-QM'.Timamvetsetsa zovuta zopezera ngongole ndipo tili ndi 'Loan Arsenal' yosiyanasiyana kuti tithane ndi zovuta izi.Kulowa kwathu koyambirira pamsika wa Non-QM kwatipatsa ukadaulo wapadera.Khama lathu lochita upainiya likutanthauza kuti timamvetsetsa zosowa zanu zachuma.Ndi AAA Lendings, kukwaniritsa zolinga zanu zachuma ndikosavuta komanso kotheka.

Tathandiza mabanja pafupifupi 50,000 kuti akwaniritse maloto awo azachuma, ndipo ndalama zobweza ngongole zimaposa $20 biliyoni.Kukhalapo kwathu kofunikira m'malo ofunikira monga AZ, CA, DC, FL, NV, ndi TX kumatithandiza kukhala ndi anthu ambiri.

Pokhala ndi othandizira odzipereka opitilira 100 komanso magulu olembera kunyumba ndi owunikira, timawonetsetsa kuti njira yobwereketsa yokhazikika komanso yopanda nkhawa.

Kanema:Kodi Dziko Lakunja Lingakhale Ndi Nyumba Ku California?The Ultimate Guide for Foreign National Buyers

Ndemanga: Nkhaniyi idasinthidwa ndi AAA LENDINGS;zina mwazithunzi zidatengedwa pa intaneti, pomwe malowa sakuyimiridwa ndipo sangasindikizidwenso popanda chilolezo.Pali zoopsa pamsika ndipo ndalama ziyenera kukhala zosamala.Nkhaniyi sikupanga upangiri wandalama zaumwini, komanso sikuganizira zolinga zazachuma, zachuma kapena zosowa za ogwiritsa ntchito.Ogwiritsa ntchito akuyenera kuganizira ngati malingaliro, malingaliro kapena malingaliro omwe ali pano ali ogwirizana ndi momwe alili.Invest molingana ndi chiopsezo chanu.