Nkhani za Mortgage

Chiyerekezo cha ngongole kwa ndalama (DTI) ndi muyeso wandalama wamunthu womwe umafanizira zomwe munthu amalipira pamwezi ndi ndalama zonse zomwe amapeza pamwezi.Ndalama zonse zomwe mumapeza ndi malipiro anu msonkho ndi ndalama zina zisanachotsedwe.Chiŵerengero cha ngongole ndi ndalama ndi kuchuluka kwa ndalama zomwe mumapeza pamwezi zomwe zimakulipirani ngongole zanu za mwezi uliwonse.

DTI=Zomwe Zolipira Ngongole Zamwezi/Zopeza Zapamwezi

Ngati mukufuna kulembetsa ngongole yanyumba, DTI yanu iyenera kuchepera 50% kapena kutsika.Nachi chitsanzo chosonyeza momwe mungawerengere DTI yanu:
John amalipiritsa pamwezi ndi ndalama zake ndi izi ndipo titha kuwerengera DTI -40%.