Real Estate Market Data Yabwerera ku Reality - Kusanthula Kwamsika Wanyumba Kwa Hafu Yoyamba ya 2022
08/26/2022
"Mwachiwonekere, ndikuwona kuti nyumba zonse zoyandikana nazo zikutsika mtengo ndipo zalembedwa kwa masiku ambiri osagulitsa, ndiye nchifukwa chiyani ndikuwona kuti deta ikupitirizabe kutsika kwambiri komanso nthawi zolembera zafupikitsidwa?"
Kuyambira theka loyamba la chaka, ngakhale kupitirirabe kuchepa kwa malonda mu msika wogulitsa nyumba, koma mtengo ndi mbiri yakale, zenizeni za msika wogulitsa nyumba zikuwoneka kuti zakhala zikusiyana ndi deta, anthu ambiri. ndikudabwa: pamapeto pake, ndani ayenera kukhulupirira?
Pa August 18th, lipoti laposachedwapa la msika wogulitsa nyumba kuchokera ku National Association of Realtors linasonyeza kuti deta yabwereranso ku zenizeni.
Lero tikupatseni kuwunika kutengera lipoti laposachedwa la msika wanyumba ku US la Julayi kuchokera ku NAR.
Kusiyana pakati pa ma voliyumu anyumba osagulitsidwa ndi mitengo kutha
Chiwerengero cha nyumba zogulitsidwa (pachaka)
Kuchokera ku National Association of Realtor
Mtengo wogulitsa wapakati wa nyumba zomwe zilipo
Kuchokera ku National Association of Realtor
Zikuwonekeratu kuchokera ku kufananitsa kwa deta iyi kuti msika wa nyumba za US wakhala ukuchepa kwambiri komanso kukwera kwamitengo m'zaka zoyambirira za chaka.
Ndondomeko yokweza chiwongola dzanja yomwe idakhazikitsidwa ndi Federal Reserve kumayambiriro kwa chaka idawoneka kuti idasokoneza msika wanyumba, koma mtengo wapakatikati womwe udalipo watsika kwambiri, kufika mpaka $416,000 mu June - mtengo wapamwamba kwambiri wapanyumba kuyambira pomwe zidalembedwa. inayamba mu 1954.
Pali zifukwa ziwiri za chodabwitsa ichi: Choyamba, zoyambira za kasamalidwe kazinthu ndi zofunikira sizinasinthe, ndipo msika wanyumba wakhala ukuyenda bwino komanso kufunikira chifukwa cha kusowa kwa nyumba.
Chifukwa chachiwiri ndi nthawi yotsalira ya deta, mwachitsanzo, zotsatira za kuwonjezeka kwa chiwongoladzanja cha ngongole chifukwa cha kukwera kwa chiwongoladzanja sichinawonekere mokwanira mu deta.
Mtengo wapakatikati wa nyumba yomwe ilipo idagwa mpaka $403,800 mu Julayi, kutsika koyamba kuyambira theka loyamba la chaka, zomwe zikuwonetsa kuti kutsika kwamitengo kulibenso - kuwerengera kwanyumba kukukulirakulira pang'onopang'ono, komanso kukokoloka kwa ogula nyumba chifukwa cha kuchuluka kwa chidwi. mitengo ikuyamba kuwonekera mu data.
Ndalama zogulitsa nyumba zikufunikabe
Mu lipoti la July pa msika wa nyumba, tinawona chodabwitsa.
Kusintha kwa chaka ndi chaka pakugulitsa nyumba m'magulu osiyanasiyana amitengo
Kuchokera ku National Association of Realtor
Monga momwe tingawonere kuyambira chaka ndi chaka kusintha kwa malonda a nyumba m'magulu osiyanasiyana amtengo wapatali, chiwerengero cha nyumba zogulitsidwa ku US pansi pa $ 500,000 chinachepa kwambiri, pamene kugulitsa nyumba zoposa $ 500,000 kunawonjezeka ndi 2% mpaka 6.3% poyerekeza ndi zomwezo. nthawi ya chaka chatha.
Deta iyi ikuwonetsa mwachindunji kuti chiwerengero cha anthu ogulitsa nyumba chikukula.
Izi zili choncho chifukwa mitengo ya nyumba ndi nyumba yapezanso mtengo.Chiwongoladzanja chikakhala chochepa, zimakhala zachilungamo kwa aliyense ndipo aliyense akhoza kukwaniritsa maloto a umwini wa nyumba, koma chiwongoladzanja chikakwera, omwe sangakwanitse kulipira mwezi uliwonse ndi malipiro otsika amataya.
Chifukwa cha kugawanikana, ogula olemera kwambiri amakhala ndi mphamvu pamsika, akugula nyumba zokwera mtengo kwambiri, pamene nyumba zotsika mtengo zomwe anthu wamba angakwanitse zimakhalabe zachiwongoladzanja cha chiwongoladzanja chachikulu.
Pachifukwa ichi, mtengo wapakati wa nyumba zogulitsa unakula mu theka loyamba la chaka, ngakhale kuti chiwongoladzanja chikukwera.
Kafukufuku wa Realtors Confidence Index
Kuchokera ku National Association of Realtor
Chodabwitsa china: nthawi yolembera yakhala yayifupi kwambiri!Monga mukudziwa, chaka chatha chinali chaka chotentha kwambiri pamsika wogulitsa nyumba, ndipo nthawi yoperekayo inali masiku 17 okha mu Julayi, pomwe chiwerengero chapano ndi masiku 14.
Zinthu zotsika mtengo zikawoneka pamsika womwe sunaperekedwe kale, nkhondo ya osunga ndalama ndi liwiro, ndipo okhazikika okhazikika amakhudzidwa kwambiri pakugula ndi kugulitsa katundu, kotero nthawi zoperekera zikufupikitsa.
Chidwi chochokera kwa osunga ndalama akunja chimawononga zomwe zikuchitika
Pamene msika wanyumba zaku US ukuyamba kuzizira, ogula akunja akukulitsa chidwi.
Lipotilo likuwonetsa kuti mtengo wonse wanyumba zogulidwa ndi alendo ku US udafika $59 biliyoni kuyambira Epulo 2021 mpaka Marichi 2022, kukwera ndi 8.5 peresenti kuyambira chaka cham'mbuyo ndikuphwanya mchitidwe wazaka zitatu.
Kwa ogula nyumba akunja, msika ndi wabwino kwambiri tsopano, pambuyo pake, pali ogula ochepa apakhomo ku US ndi mpikisano wochepa wogula nyumba, zomwe ziri zabwino kwa ogula omwe angakwanitse.
Ngati mwapeza kale malo oyenera opangira ndalama, musaphonye pulogalamu ya "No Doc, No Credit" - njira yobwereketsa sinakhalepo yophweka komanso yopanda zingwe zilizonse, kukuthandizani kuzindikira maloto anu azachuma mwachangu!
Ndemanga: Nkhaniyi idasinthidwa ndi AAA LENDINGS;zina mwazithunzi zidatengedwa pa intaneti, pomwe malowa sakuyimiridwa ndipo sangasindikizidwenso popanda chilolezo.Pali zoopsa pamsika ndipo ndalama ziyenera kukhala zosamala.Nkhaniyi sikupanga upangiri wandalama zaumwini, komanso sikuganizira zolinga zazachuma, zachuma kapena zosowa za ogwiritsa ntchito.Ogwiritsa ntchito akuyenera kuganizira ngati malingaliro, malingaliro kapena malingaliro omwe ali pano ali ogwirizana ndi momwe alili.Invest molingana ndi chiopsezo chanu.
Nthawi yotumiza: Aug-27-2022