Wholesale - AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings lender and investor

Tsatanetsatane wa Zamalonda

Kwa makasitomala athu ambiri, kubwereketsa ngongole sikumangotengera ndalama; ndichinthu chofunikira kwambiri pamoyo. Kaya ndinu ogula nyumba koyamba kapena mwakhala mukugulitsa nyumba ndi nyumba, timafikira pulogalamu iliyonse mosamala komanso mosamalitsa. Timatenga nthawi kuti timvetsetse zolinga zanu ndi zokhumba zanu, ndikuwonetsetsa kuti ngongole yanu ikugwirizana ndi masomphenya anu amtsogolo.Kutsimikizika Kolembedwa Kwa Ntchito,Irs Fomu W-9,Malire Obwereketsa a Dti 2021, Pa AAA LENDINGS, timamvetsetsa kuti kusankha wobwereketsa ngongole ndi chisankho chofunikira kwambiri. Ichi ndichifukwa chake timachita zambiri kuti tikuthandizeni kukhala oyitanitsa momwe tingathere. Timapereka tsamba losavuta kugwiritsa ntchito lomwe lili ndi navigation yosavuta, kuwonetsetsa kuti mutha kupeza zambiri zofunikira mosavuta. Mupezanso zida zothandiza ndi zothandizira monga zowerengera zanyumba ndi zolemba zamabulogu, zopangidwira kukupatsani mphamvu ndi chidziwitso ndikupanga ulendo wanu wobwereketsa kukhala wosangalatsa komanso wophunzitsa.

- Kubwereketsa kwa AAA Non-QM Mosavuta Katundu Woyenerera - ATR-In-Full - Tsatanetsatane wa Kubwereketsa kwa AAA:

Zopanda mutu-9

Mwachidule

Pulogalamu yotchuka yachuma. Wobwereka ali ndi ndalama zina, zomwe zimatha kulipira mtengo wogula kapena kuchuluka kwa ngongole ndi mtengo wotseka. Palibe zambiri zantchito; Palibe DTI.

Tsatanetsatane

1) Mpaka 75% LTV;
2) Kufikira $ 4M ngongole ya ngongole;
3) Malo okhalamo okha;
4) Palibe malire pa kuchuluka kwa katundu woperekedwa ndi ndalama;
5) Zosungirako zosachepera miyezi 6 kuchokera kundalama za wobwereka.

Pulogalamuyi ndi chiyani?

Pulogalamu ya ATR-In-Full ndi pulogalamu yamtengo wapatali, yomwe imakhala ndi katundu wokha. Kusankha kwabwino kwa ngongole za Non-QM.
Kubwereketsa kwa AAA sikungawerengere DTI kwa ofunsira omwe ali oyenerera potsimikizira Katundu kokha ("ATR-In-Full"). Mwachimake, ndalama zilizonse kapena ntchito zomwe zalembedwa pa pempholo zitha kuonedwa ngati zosafunikira kwa wolembayo ndipo, monganso wina, akhoza kusiyidwa opanda kanthu. Ngati ntchito ndi ndalama zidzayimiridwa pa pempho, DTI siyenera kuwerengedwa

Mumadziwa bwanji ngati mutha kukhala oyenerera pulogalamuyi?

M'munsimu muli njira zowerengera:
Pangongole yogulira, zinthu zonse zololedwa ziyenera kufanana ndi mtengo wogulira kuphatikiza mtengo uliwonse wotseka.
Katundu> = Mtengo wogula + mtengo wonse wotseka
Pangongole yobwereketsa ndalama, zinthu zonse zovomerezeka ziyenera kufanana ndi ndalama zonse zangongole komanso ndalama zotsekera.
Katundu >= Ndalama ya ngongole + mtengo wotsekera

Onani pansipa ziyeneretso, mutha kulozera ku njira zowerengera kuti muwone ngati mutha kuyenerera kaye musanagwiritse ntchito ngongole ndi obwereketsa:

Chitsanzo 1: Mtengo wogula kuphatikiza ndalama zotsekera = $768,500. Katundu wopezeka = $700,000 (ndalama) kuphatikiza $45,000 (50% ya IRA) = $748,000. Pafupifupi $20,500. Ngati wobwereka ali ndi zaka 59.5 kapena kuposerapo, katundu woyenerera angakhale $700,000 + $54,000 (60% ya IRA) = $754,000 ndi yochepa ndi $14,500.

Chitsanzo 2: Ndalama ya ngongole kuphatikiza ndalama zotsekera = $518,500. Katundu wopezeka = $370,000 (ndalama) + $100,000 (50% ya IRA) = $470,000. Pafupifupi $48,500. Ngati 59.5 kapena kuposerapo, katundu woyenerera = $370,000 + $120,000 (60% ya IRA) = $490,000 ndi yochepa ndi $28,500.

Kodi zinthu zoyenerera pulogalamuyi ndi ziti?

Ndalama, masheya, ma bond ndi katundu wamadzimadzi (palibe katundu) = 100%
Maakaunti opuma pantchito = 50% ngati 59 kapena achichepere ndi 60% ngati wamkulu
Palibe ndalama zabizinesi

Ubwino wake ndi wotani?

Min. 6 miyezi Reserves

Zithunzi zatsatanetsatane wazinthu:

Zogwirizana nazo:

Transparency ndiye maziko a ntchito zathu. Timanyadira kulankhulana kwathu momasuka komanso moona mtima ndi makasitomala athu. Palibe malipiro obisika, palibe zodabwitsa. Timapereka zidziwitso zomveka bwino, zomveka bwino zazomwe mungasankhe panyumba yobwereketsa, kuwonetsetsa kuti muli ndi zowona zonse kuti mupange zisankho mozindikira. Cholinga chathu ndi kupanga chidaliro ndi makasitomala athu polankhula mosapita m'mbali komanso momveka bwino, ndikupangitsa kuti ndalama zanu zapakhomo zikhale zosavuta momwe mungathere. - AAA Lendings Non-QM Easily Qualified Asset only - ATR-In-Full - AAA Lendings , Chogulitsacho chidzaperekedwa padziko lonse lapansi, monga: Colombia, Florence, Colombia, Tilinso ndi luso lamphamvu lophatikizana kuti tipereke ntchito yathu yabwino kwambiri, ndikukonzekera kumanga nyumba yosungiramo katundu m'mayiko osiyanasiyana padziko lonse lapansi, yomwe idzakhala makasitomala athu kuti azitumikira mosavuta.

-AAA Kubwereketsa